Best CD Rate Survey Lowest Rates for December 2012

Best CD Rates Survey

The top rate for a CDs this week is 2.70% at Security Service CU.  The best 1-YR CD is 1.11% at AloStar Bank. (Clicks links for details)
 
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."

Highest CD Rates Survey"  (for a $10,000 Certificate of Deposit)

Term	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Vanguard Daily	0.03%	Vanguard Prime Money Market Fund
Vanguard Tax Exempt	0.02%	Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings	1.01%	Best Savings Account Rate Survey
6 Month CD	0.91%	Doral Bank
6 Mo US Treasury	0.14%	US Treasury Rate Quotes
US Treasury Series I Bonds For the next 6 months	1.76%	Rate is fixed for 6 months after purchase Current iBond Rates & I- Bonds Explained
1 Year CD	1.11%	AloStar Bank & 1.05% @ AbleBanking
1 Yr US Treasury	0.18%	US Treasury Rate Quote
2 Year CD	1.50%	PenFed CU & 1.30% @  NexBank
3 Year CD	1.75%	PenFed CU
5 Year CD	1.80%	Nationwide Bank, PenFed CU &  CIT Bank
5 Yr US Treasury	0.63%	US Treasury Rate Quote
7 Year CD	2.70%	Security Service CU
10 Year CD	2.00%	Discover Bank
10 Yr US Treasury	1.64%	US Treasury Rate Quote
30 Yr US Treasury	2.81%	US Treasury Rate Quote

 Vanguard Money Market & US Treasury Rates shown for Reference

• Easy to Read Best CD Rate Survey
  
• US Treasury Rates at a Glance
  
• World Stock Markets at a Glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.

Lowest CD Rates October 2012 Survey

Best CD Rates Survey

The top rate for a CDs this week is 2.67% at Security Service CU.  The best 1-YR CD is 1.10% at CIT Bank. (Clicks links for details)
 
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

For online savings, EverBank  is paying a Bonus 1.25% rate

With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."

Highest CD Rates Survey"  (for a $10,000 Certificate of Deposit)

Term	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Vanguard Daily	0.04%	Vanguard Prime Money Market Fund
Vanguard Tax Exempt	0.05%	Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings	1.25%	Best Savings Account Rate Survey
6 Month CD	0.92%	Doral Bank
6 Mo US Treasury	0.14%	US Treasury Rate Quote
US Treasury Series I Bonds	2.20%	Current iBond Rates &  I- Bonds Explained
1 Year CD	1.10%	CIT Bank
1 Yr US Treasury	0.16%	US Treasury Rate Quote
18 - Month CD	1.09%	Doral Bank
2 Year CD	1.25%	CIT Bank
3 Year CD	1.45%	Melrose CU  & 1.42% @ CIT Bank
5 Year CD	1.96%	Melrose CU & & 1.85% @ CIT Bank
5 Yr US Treasury	0.67%	US Treasury Rate Quote
7 Year CD	2.67%	Security Service CU
10 Year CD	2.10%	Discover Bank
10 Yr US Treasury	1.74%	US Treasury Rate Quote
30 Yr US Treasury	2.97%	US Treasury Rate Quote

Vanguard Money Market & US Treasury Rates shown for Reference

• Easy to Read Best CD Rate Survey
  
• US Treasury Rates at a Glance
  
• World Stock Markets at a Glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

Best CD Rate Update - 4.39% at Pentagon Federal Credit Union

The top rates for CDs this week are at Pentagon Federal Credit Union (fondly known as PenFed CU) for 5 and 7-year certificates of deposit that currently pay 4.39% APY.

For shorter term, Corus Bank has a 1-year CD with a 2.93% annual percentage rate.

For online savings, GMAC Bank is paying 2.75% on any deposit over $500.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."

The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

"Highest CD Rate Survey + Current US Treasury Rates"

Term	Date	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Daily Savings	2/24/09	1.21%	Vanguard Prime Money Market Fund
Tax Exempt	2/24/09	0.77%	Vanguard Tax Exempt Money Market Fund
Online Savings	2/24/09	2.75%	GMAC Bank & 2.25% @ HSBC Bank
3-Month Treasury	2/24/09	0.30%	US Treasury Rates at a glance
6 Months	2/24/09	2.60%	GMAC Bank
6-Month Treasury	2/24/09	0.50%	US Treasury Rates at a glance
9 Months	2/24/09	2.75%	GMAC Bank
1 Year	2/24/09	2.93%	Corus Bank 2.90% @ GMAC Bank
1 Year Treasury	2/24/09	0.70%	US Treasury Rates at a glance
18 Months	2/24/09	2.90%	Intervest Bank & UmbrellaBank
2 Years	2/24/09	3.00%	UmbrellaBank & 2.95% @ GMAC Bank
2 Year Treasury	2/24/09	0.98%	US Treasury Rates at a glance
3 Years	2/24/09	3.40%	Flagstar Bank
3-Yr Treasury	2/24/09	1.37%	US Treasury Rates at a glance
4 Years	2/24/09	4.15%	PenFed Credit Union
5 Years	2/24/09	4.39%	Pentagon Federal CU
5 Yr Treasury	2/24/09	1.89%	US Treasury Rates at a glance
7 Years	2/24/09	4.39%	Pentagon Federal CU & 3.50% @ Discover Bank
10 Yr Treasury	2/24/09	2.80%	US Treasury Rates at a glance
10 Years	2/24/09	3.50%	Discover Bank
30 Yr Treasury	2/24/09	3.50%	US Treasury Rates at a glance

• Easy to Read Best CD Rate Survey
  
  
• US Treasury Rates at a Glance
  
  
• World Stock Markets at a Glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

.

4.50% CD in Best CD Rate Update

The top rates for CDs this week are at Pentagon Federal Credit Union for 5 and 7-year certificates of deposit that currently pay 4.50%.

For shorter term, Borel Private Bank & Trust Company has a 5-month CD with a 3.25% annual percentage rate.

For online savings, HSBC Bank is paying 2.60%.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

"Highest CD Rate Survey + Current US Treasury Rates"

Term	Date	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Daily Savings	1/14/09	2.09%	Vanguard Prime Money Market Fund
Tax Exempt	1/14/09	0.79%	Vanguard Tax Exempt Money Market Fund
Online Savings	1/14/09	2.60%	HSBC Bank
3-Month Treasury	1/14/09	0.10%	US Treasury Rates at a glance
6 Months	1/14/09	2.95%	Ascencia Internet Bank
6-Month Treasury	1/14/09	0.28%	US Treasury Rates at a glance
9 Months	1/14/09	1.55%	Wachovia Bank
1 Year	1/14/09	3.28%	Pacific Mercantile Bank 3.20% @ UmbrellaBank
1 Year Treasury	1/14/09	0.43%	US Treasury Rates at a glance
18 Months	1/14/09	3.25%	UmbrellaBank
2 Years	1/14/09	3.25%	iGObanking.com and Presidential Bank
2 Year Treasury	1/14/09	0.73%	US Treasury Rates at a glance
3 Years	1/14/09	3.35%	Discover Bank
3-Yr Treasury	1/14/09	1.03%	US Treasury Rates at a glance
4 Years	1/14/09	4.25%	PenFed Credit Union & 4.00% @ Flagstar Bank
5 Years	1/14/09	4.50%	Pentagon Federal Credit Union & 4.00% @ WaMu
5 Yr Treasury	1/14/09	1.36%	US Treasury Rates at a glance
7 Years	1/14/09	4.50%	Pentagon Federal Credit Union
10 Yr Treasury	1/14/09	2.20%	US Treasury Rates at a glance
30 Yr Treasury	1/14/09	2.91%	US Treasury Rates at a glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

Best CD Rates Update - 4.50% at PenFed CU and Flagstar Bank

The top rate for CDs this week are at Flagstar Bank and Pentagon Federal Credit Union for 4 and 7-year certificates of deposit, respectively, paying 4.50%.

For shorter term, GMAC Bank has a 12-month CD with a 3.75% annual percentage rate.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

The table below shows the best CD rates for other terms.

"Highest CD Rate Survey + Current US Treasury Rates"

Term	Date	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Daily Savings	1/7/09	2.23%	Vanguard Prime Money Market Fund
Tax Exempt	1/7/09	1.11%	Vanguard Tax Exempt Money Market Fund
Online Savings	1/7/09	2.60%	HSBC Bank 1.40% @ Wachovia Bank
3-Month Treasury	1/7/09	0.10%	US Treasury Rates at a glance
6 Months	1/7/09	3.25%	Imperial Capital Bank & 3.15% @ GMAC Bank
6-Month Treasury	1/7/09	0.28%	US Treasury Rates at a glance
9 Months	1/7/09	1.55%	Wachovia Bank
1 Year	1/7/09	3.75%	GMAC Bank
1 Year Treasury	1/7/09	0.39%	US Treasury Rates at a glance
18 Months	1/7/09	3.50%	GMAC Bank
2 Years	1/7/09	3.65%	GMAC Bank
2 Year Treasury	1/7/09	0.80%	US Treasury Rates at a glance
3 Years	1/7/09	3.70%	MetLife Bank
3-Yr Treasury	1/7/09	1.08%	US Treasury Rates at a glance
4 Years	1/7/09	4.50%	Flagstar Bank & 3.75% @ Allied First Bank
5 Years	1/7/09	4.01%	Flagstar Bank & 4.00% @ GMAC Bank
5 Yr Treasury	1/7/09	1.68%	US Treasury Rates at a glance
7 Years	1/7/09	4.50%	Pentagon Federal Credit Union
10 Yr Treasury	1/7/09	2.49%	US Treasury Rates at a glance
30 Yr Treasury	1/7/09	3.05%	US Treasury Rates at a glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

Best CD Rate Update - 5.0%

The top rate for CDs this week is 5.00% at Washington Mutual, also known as WaMu, for a 5-year certificate of deposit.

For shorter term, Corus Bank has a 6-month CD with a 3.50% annual percentage rate .

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

The table below shows the best CD rates for other terms.

"Highest CD Rate Survey + Current US Treasury Rates"

Term	Date	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Daily Savings	12/21/08	2.43%	Vanguard Prime Money Market Fund
Tax Exempt	12/21/08	1.03%	Vanguard Tax Exempt Money Market Fund
Online Savings	12/21/08	3.00%	High Performance Money Fund @ Wachovia Bank
3-Month Treasury	12/21/08	-0.01%	US Treasury Rates at a glance
6 Months	12/21/08	3.51%	Fultdirect.com & 3.50% @ Corus Bank
6-Month Treasury	12/21/08	0.14%	US Treasury Rates at a glance
7 Months	12/21/08	2.00%	Wachovia Bank
1 Year	12/21/08	3.90%	MetLife Bank
1 Year Treasury	12/21/08	0.37%	US Treasury Rates at a glance
18 Months	12/21/08	3.95%	MetLife Bank
2 Years	12/21/08	4.25%	MetLife Bank
2 Year Treasury	12/21/08	0.74%	US Treasury Rates at a glance
3 Years	12/21/08	4.35%	MetLife Bank
3-Yr Treasury	12/21/08	1.03%	US Treasury Rates at a glance
4 Years	12/21/08	4.51%	Flagstar Bank & 4.35% @ MetLife Bank
5 Years	12/21/08	5.00%	Washington Mutual - WaMu
5 Yr Treasury	12/21/08	1.36%	US Treasury Rates at a glance
7 Years	12/21/08	4.75%	Pentagon Federal Credit Union
10 Yr Treasury	12/21/08	2.12%	US Treasury Rates at a glance
10 Years	12/21/08	4.15%	Intervest National Bank
30 Yr Treasury	12/21/08	2.55%	US Treasury Rates at a glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities