US Bank CD Rates

The latest CD rates with FDIC insurance from US Bank.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==>"US Bank CD Rates" <==
as of 2/7/10 website

CD Maturity Terms (in months)	Interest Rate	APY	Minimum Opening Balance
25	1.73%	1.75%	$1,000
42	2.32%	2.35%	$1,000
59	3.05%	3.10%	$1,000

• Interest Paid Annually & at Maturity
• Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the advertised APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. APY is subject to change without prior notice. CDs are automatically renewed at maturity.
  

Top Rate Surveys:

• Current US Bank CD Rates
  
  
• CD Rates at Largest US Banks
  
  
• Best Savings Account Rate Survey
  
  
• Highest CD Rate Survey by Term
  
  
• Make sure you read the article: Beware of Annuities

Current US Treasury Rates

This table shows Current US Treasury Rates

==> Current US Treasury Rates as of 2/1/10 <==

TERM	MATURITY DATE	YIELD %
3-Month	04/29/2010	0.09
6-Month	07/29/2010	0.16
12-Month	01/13/2011	0.30
2-Year	01/31/2012	0.87
3-Year	01/15/2013	1.40
5-Year	01/31/2015	2.38
7-Year	01/31/2017	3.13
10-Year	11/15/2019	3.66
30-Year	11/15/2039	4.57

• US Treasury Rates at a glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.