HSBC CD Rates

Current CD rates and terms at HSBC Bank.

==> " Online CD Rates at HSBC Bank " as of 7/1/09 <==

Term	APY
3 Months **	0.25%
4 Months **	0.25%
6 Months **	1.25%
7 Months **	1.25%
8 Months **	1.25%
9 Months **	1.35%
11 Months **	1.35%
1 Year plus 1 day **	2.00%
13 Months **	2.00%
15 Month **	2.00%
2 Years **	1.60%

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

Bottom line: It never hurts to ask the teller if better rates are available when you do your homework!

Contact info and more including "Branch CD Rates" at HSBC Bank Rates

Innovative Bank CD Rates

Current CD rates and terms at Innovative Bank with offices in Oakland, Santa Clara and Los Angeles, California.

==> " CD Rates at Innovative Bank " as of 6/30/09 <==

San Jose Mercury News 6/30/09 Advertisement of CD Rates
CD Term	APY	Min Deposit
12 months	2.15%	$20,000
	2.17%	$100,000
18 months	2.28%	$20,000
	2.31%	$100,000
24 months	2.43%	$20,000
	2.45%	$100,000
36 months	2.56%	$20,000
	2.60%	$100,000

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

Bottom line: It never hurts to ask the teller if better rates are available when you do your homework!

Contact info and more at Innovative Bank CD Rates