Monday, December 10, 2012

Best CD Rate Survey Lowest Rates for December 2012

Best CD Rates Survey

The top rate for a CDs this week is 2.70% at Security Service CU.  The best 1-YR CD is 1.11% at AloStar Bank. (Clicks links for details)
 
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."


Highest CD Rates Survey"  (for a $10,000 Certificate of Deposit)
Term
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Vanguard Daily
0.03%
Vanguard Prime Money Market Fund
Vanguard Tax Exempt
0.02%
Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings 1.01% Best Savings Account Rate Survey 
6 Month CD
0.91%
      Doral Bank  
6 Mo US Treasury
0.14%
US Treasury Rate Quotes
US Treasury Series I Bonds
For the next 6 months
1.76%
Rate is fixed for 6 months after purchase
Current iBond Rates & I- Bonds Explained
1 Year CD
1.11%
AloStar Bank & 1.05% @ AbleBanking
1 Yr US Treasury
0.18%
US Treasury Rate Quote
2 Year CD
1.50% PenFed CU & 1.30% @  NexBank
3 Year CD
1.75%
 PenFed CU  
5 Year CD
1.80%
Nationwide Bank, PenFed CUCIT Bank 
5 Yr US Treasury
0.63%
US Treasury Rate Quote
7 Year CD
2.70%
  Security Service CU
10 Year CD
2.00%
Discover Bank
10 Yr US Treasury
1.64%
US Treasury Rate Quote
30 Yr US Treasury
2.81%
US Treasury Rate Quote
 Vanguard Money Market & US Treasury Rates shown for Reference
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.

Monday, November 26, 2012

Bank of Baroda CD Interest Rates

Current Certificate of Deposit (CD) rates and terms at Bank of Baroda. You can often get higher than advertised rates at your local Bank of Baroda branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Bank of Baroda so you have proof.            


==>CD Rates at Bank of Baroda " as of 11/24/12  <== 


Term
Maturity Date
Rate
4 months03/01/20130.400
6 months05/30/20130.500
1 Year11/29/20130.600
Current Bank of Baroda CD Rates


Top Rate Surveys:

Thursday, November 8, 2012

BofA CD Rates Interest Rates at Bank of America

Current Certificate of Deposit (CD) rates and terms at Bank of America - BofA. You can often get higher than advertised rates at your local Bank of America branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Bank of America so you have proof.  


Featured CD/IRA - 12 Month Term (Online Channel)

    Rate(%)     APY(%)
  CD   : 0.25 0.25
  IRA  : 0.25 0.25


Regular CD Rates as of Nov 8, 2012 Web Site:
     Term APY %
  07 - 27 Days 0.05
  28 - 89 Days 0.08
  90 - 179 Days 0.08
  06 - 11 Months 0.10
  12 - 17 Months 0.20
  18 - 23 Months 0.25
  24 - 35 Months 0.35
  36 - 47 Months 0.40
  48 - 59 Months 0.45
  60 - 119 Months 0.65
  120 Months 0.65



Top Rate Surveys:

HSBC Bank CD Rates

Current Certificate of Deposit (CD) rates and terms at HSBC Bank. You can often get higher than advertised rates at your local HSBC Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with HSBC Bank so you have proof.               


These rate are all TOO LOW!!!
 HSBC Bank contact Information

We recommend these CDs
==> " CD Rates at HSBC Bank " as of 11/8/12 web site <== 
Online CD Rates
Term for 1,000 minAPY
6 Months ** 0.10%
9 Months ** 0.10%
12 Months ** 0.20%
18 Months ** 0.20%
24 Months ** 0.35%
30 Months ** 0.35%
36 Months ** 0.35%
48 Months ** 0.80%

Branch Rates
Term for 1,000 minAPY
3 to 5.99 Months** 0.01%
4 Months ** 0.01%
6 to 9 Months ** 0.05%
7 Months ** 0.05%
8 Months ** 0.05%
9 to 11.99 Months  ** 0.05%
11 Months ** 0.05%
1 Year plus 1 day ** 0.05%
13 Months ** 0.05%
15 Month ** 0.05%
2-4 years less 1 day ** 0.15%
4-10 years less 1 day ** 0.55% 

Top Rate Surveys:

Wells Fargo Bank CD Rates

Current Certificate of Deposit (CD) rates and terms at Wells Fargo Bank. You can often get higher than advertised rates at your local Wells Fargo Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Wells Fargo Bank so you have proof.

==>
" California CD Rates at Wells Fargo Bank " 11/8/12 web site Data <==
California Rates

Special CD Rates

CD Term APY
11 months
(Renews for 6)
0.15%
26 months
(Renews for 24)
0.30%
39 months
(Renews for 36)
0.45%
58 months
(Renews for 48)
0.70%
$5,000 Min

Standard CD Rates

CD Term APY
3 months 0.05%
6 months 0.05%
1 Year 0.05%
$2,500 Min

US Treasury Rates at a Glance 



Top Rate Surveys:

Citibank CD Rates

Current Certificate of Deposit (CD) rates and terms at CitiBank. You can often get higher than advertised rates at your local Citi Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with CitiBank so you have proof.            

==> "Citibank CD Rates" as of 11/8/12 web site for CA <==

Citibank Contact Info
 
 Term for $10,000 to $24,999.99 APYInterest Rate
3-month 0.15% 0.15%
4-month 0.15% 0.15%
5-month 0.15% 0.15%
6-month 0.15% 0.15%
7-month 0.15% 0.15%
8-month 0.15% 0.15%
9-month 0.20% 0.20%
10-month 0.20% 0.20%
12-month 0.25% 0.25%
Option CD 0.10% 0.10%
13-month 0.25% 0.25%
18-month 0.25% 0.25%
2-year 0.30% 0.30%
30-month 0.35% 0.35%
3-year 0.40% 0.40%
4-year 0.45% 0.45%
5-year 0.75% 0.75%
            

Top Rate Surveys:

Chase Bank CD Rates

Current CD rates and terms at Chase Back. You can often get higher than advertised rates at your local JP Morgan Chase branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with JP Morgan Chase so you have proof.    


    ==> " CD Rates at JP Morgan Chase" as of 11/8/12 web site <== 

CD Term
APY
6-Month
0.15%
12-Month
0.25%
18-Month
0.30%
24-Month
0.30%
36-Month
0.35%

CD Term
APY
9-Month
0.25%
13-Month
0.30%
36-Month
0.50%
60-Month
0.65%
120-Month
1.01%
 


Top Rate Surveys:



BBCN Bank CD Rates

Current Certificate of Deposit (CD) rates and terms at BBCN Bank.

You can often get higher than advertised rates at your local BBCN Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with BBCN Bank so you have proof.                     

 
 ==> CD Rates at BBCN Bank as of  11/7/12 Newspaper Advertisement <==
BBCN TermInterest Rate APY*
12 Months1.00%
$1,000 min deposit


Top Rate Surveys:
About BBCN Bank:   "Redefining Asian American Community Banking"  "Headquartered in Los Angeles, for more than 26 years BBCN Bank has been serving the largest Korean community outside of Korea, as well as a diverse mix of customers in 40 full-service branches throughout California, New York, New Jersey, Washington and Illinois, along with five loan production offices in Seattle, Denver, Dallas, and Atlanta and Northern California."   BBCN, as of Nov 2012, claims more than $5 billion in assets and $4 billion in deposits.

Friday, October 12, 2012

Valley National Bank CD Rates

Current Certificate of Deposit (CD) rates and terms at Valley National Bank.

You can often get higher than advertised rates at your local Valley National Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you.  Ask them to match it.  They may match or come close as a way to get new funds into the branch.

Print out some of the rates advertised on web sites competing with Fremont Bank so you have proof.  

 ==> " CD Rates at Valley National Bank " as of  10/12/12  website <==


Term
APY %
6 Months
0.20
9 Months 0.25
12 Months 0.25
18 Months 0.35
24 Months 0.45
30 Months 0.55
36 Months 0.56
48 Months 0.57
60 Months 0.65
72 Months 0.66

 $500 min balance to open CD

Top Rate Surveys: