Monday, February 13, 2012

Best CD Rate Survey

The top paying CD Rate with FDIC or NCUA insurance is  1.15% at  Doral Bank and Melrose CU.

The one year US Treasury rate (quote) is currently 0.16%.
 

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

The table below shows the best CD rates for other terms.

For Larger Text: If that table is hard to read, then try Very Best CD Rates.


"Highest CD Rates Survey"  (for a $10,000 Certificate of Deposit)


Term
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Vanguard Daily
0.04%
Vanguard Prime Money Market Fund
Vanguard Tax Exempt
0.02%
Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings
0.90%
Best Savings Account Rate Survey 
6 Month CD
0.85%
     AloStar Bank  
6 Mo US Treasury
0.13%
US Treasury Rate Quote
1 Year CD
1.15%
    Doral Bank & Melrose CU
1 Yr US Treasury
0.16%
US Treasury Rate Quote
18 - Month CD
1.16%
PenFed CU & 1.15% Doral Bank
2 Year CD
1.36% Melrose CU
3 Year CD
1.86%
Melrose CU  & 1.50% Doral Bank
4 Year CD
2.07%
Melrose CU & 2.00% @ PenFed CU
5 Year CD
2.27%
Melrose CU & 1.80% @ Nationwide Bank  
5 Yr US Treasury
0.82%
US Treasury Rate Quote
7 Year CD
2.81%
Security Service CU &
 2.76% PenFed CU
10 Year CD
2.45%
Discover Bank
10 Yr US Treasury
1.97%
US Treasury Rate Quote
30 Yr US Treasury
3.12%
US Treasury Rate Quote
Vanguard Money Market & US Treasury Rates shown for Reference


Related Information:
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.