For shorter terms, Doral Bank has a 1-year CD with a 1.40% annual percentage rate.
The one year US Treasury rate is currently 0.21%.
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities
The table below shows the best CD rates for other terms.
For Larger Text: If that table is hard to read, then try Very Best CD Rates. where you can get a 7-year certificate that currently pays 3.50% APY.
"Highest CD Rates Survey for 6/8/11"
|Term ||Highest |
(Click link for Full Rate Sheets)
|Vanguard Daily ||0.05% || Vanguard Prime Money Market Fund |
|Vanguard Tax Exempt ||0.04% ||Vanguard Tax Exempt Money Market Fund|
|FDIC Daily Savings ||1.15% ||Best Savings Account Rate Survey|
|6 Month CD ||1.12% || AloStar Bank merging into Nexity Bank |
|1 Year CD ||1.40% || Doral Bank |
|1 Yr US Treasury ||0.16% ||US Treasury Rate Quote |
|18 - Month CD ||1.35% || Aurora Bank |
|2 Year CD ||1.66% ||Melrose CU & 1.55% @ MetLife Bank|
|3 Year CD ||2.50% ||Security Service CU|
|4 Year CD ||2.42% ||Melrose CU & 2.25% @ Astoria Fed Savings |
|5 Year CD ||3.00% ||Security Service CU|
|5 Yr US Treasury ||1.55% ||US Treasury Rate Quote |
|7 Year CD ||3.50% ||Security Service CU & 2.75% PenFed CU |
|10 Year CD ||3.00% ||Discover Bank |
|10 Yr US Treasury ||2.96% ||US Treasury Rate Quote |
|30 Yr US Treasury ||4.18% ||US Treasury Rate Quote |
- Historical CD Rate Graphs
- Historical Mortgage Rates
- World Stock Markets at a Glance
- Easy to Read Best CD Rate Survey