Monday, December 10, 2012

Best CD Rate Survey Lowest Rates for December 2012

Best CD Rates Survey

The top rate for a CDs this week is 2.70% at Security Service CU.  The best 1-YR CD is 1.11% at AloStar Bank. (Clicks links for details)
 
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."


Highest CD Rates Survey"  (for a $10,000 Certificate of Deposit)
Term
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Vanguard Daily
0.03%
Vanguard Prime Money Market Fund
Vanguard Tax Exempt
0.02%
Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings 1.01% Best Savings Account Rate Survey 
6 Month CD
0.91%
      Doral Bank  
6 Mo US Treasury
0.14%
US Treasury Rate Quotes
US Treasury Series I Bonds
For the next 6 months
1.76%
Rate is fixed for 6 months after purchase
Current iBond Rates & I- Bonds Explained
1 Year CD
1.11%
AloStar Bank & 1.05% @ AbleBanking
1 Yr US Treasury
0.18%
US Treasury Rate Quote
2 Year CD
1.50% PenFed CU & 1.30% @  NexBank
3 Year CD
1.75%
 PenFed CU  
5 Year CD
1.80%
Nationwide Bank, PenFed CUCIT Bank 
5 Yr US Treasury
0.63%
US Treasury Rate Quote
7 Year CD
2.70%
  Security Service CU
10 Year CD
2.00%
Discover Bank
10 Yr US Treasury
1.64%
US Treasury Rate Quote
30 Yr US Treasury
2.81%
US Treasury Rate Quote
 Vanguard Money Market & US Treasury Rates shown for Reference
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.