For shorter terms, AloStar Bank offers 6 and 12 month CDs with APYs of 1.12% and 1.40%, respectively.
The one year US Treasury rate (quote) is currently 0.16%.
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities
The table below shows the best CD rates for other terms.
For Larger Text: If that table is hard to read, then try Very Best CD Rates.
"Highest CD Rates Survey for 7/12/11"Vanguard Money Market & US Treasury Rates shown for Reference
|Term ||Highest |
(Click link for Full Rate Sheets)
|Vanguard Daily ||0.05% || Vanguard Prime Money Market Fund |
|Vanguard Tax Exempt ||0.04% ||Vanguard Tax Exempt Money Market Fund|
|FDIC Daily Savings ||1.15% ||Best Savings Account Rate Survey|
|6 Month CD ||1.12% || AloStar Bank merging into Nexity Bank |
|1 Year CD ||1.40% ||AloStar Bank merging into Nexity Bank|
|1 Yr US Treasury ||0.16% ||US Treasury Rate Quote |
|18 - Month CD ||1.33% || Aurora Bank |
|2 Year CD ||1.56% ||Melrose CU & 1.50% @ Bank of Internet|
|3 Year CD ||2.00% ||Security Service CU|
|4 Year CD ||2.42% ||Melrose CU & 2.11% @ Bank of Internet |
|5 Year CD ||2.85% ||Security Service CU & 2.54% @ EverBank|
|5 Yr US Treasury ||1.47% ||US Treasury Rate Quote |
|7 Year CD ||3.30% ||Security Service CU & 2.75% PenFed CU |
|10 Year CD ||3.50% ||iGoBanking & 3.00% @ Discover Bank |
|10 Yr US Treasury ||2.91% ||US Treasury Rate Quote |
|30 Yr US Treasury ||4.19% ||US Treasury Rate Quote |
- Historical CD Rate Graphs
- Historical Mortgage Rates
- World Stock Markets at a Glance
- Easy to Read Best CD Rate Survey