HSBC Bank CD Rates

From HSBC Bank CD Rates:

==> " CD Rates at HSBC Bank " as of 12/7/11 web site <== :

Online CD Rates Term for 1,000 min	APY
3 Months **	0.05%
4 Months **	0.05%
6 Months **	0.10%
7 Months **	0.10%
8 Months **	0.10%
9 Months **	0.10%
11 Months **	0.10%
1 Year plus 1 day **	0.20%
13 Months **	0.20%
15 Month **	0.20%
2 Years **	0.35%

These rate are all TOO LOW!!!
We recommend these CDs, Savings accounts (Best Rate Survey) pay even more.

Branch Rates: Term for 1,000 min	APY
3 to 6 Months less 1 day **	0.05%
4 Months **	0.05%
6 to 9 Months less 1 day **	0.10%
7 Months **	0.10%
8 Months **	0.10%
9 to 12 Months exactly 1 year **	0.10%
11 Months **	0.10%
1 Year plus 1 day **	0.20%
13 Months **	0.20%
15 Month **	0.20%
2-4 years less 1 day **	0.35%
4-10 years less 1 day **	0.80%

More from HSBC Bank:

• Current HSBC CD Rates

• HSBC Bank contact Information

• Article: Beware of Annuities

Wells Fargo Bank CD Rates

From Wells Fargo Bank CD Rates

Also, compare these rates to the other 5 largest banks at

• Best CD Rate Survey at Top US Banks

Special CD Rates $5,000 Min

CD Term	APY
11 months (Renews for 6)	0.15%
26 months (Renews for 24)	0.40%
35 months (Renews for 24)	0.65%
58 months (Renews for 48)	1.15%

These rate are all TOO LOW!!!

We recommend these CDs click the savings account type also.

Standard CD Rates for $10,000 Min

CD Term	APY
3 months	0.05%
6 months	0.05%
1 Year	0.05%

Wells Fargo Bank:

• Current Wells Fargo Bank CD Rates
  
  
• Wells Fargo Bank contact Information
  
  
• Article: Beware of Annuities

Citi Bank CD Rates

From Citi Bank CD Rates

Also, compare these rates to the other 5 largest banks at

• Best CD Rate Survey at Top US Banks

==> "Citibank CD Rates" as of 3/7/11 web site for CA <==

Term for $10,000 to $24,999.99	APY	Interest Rate
3-month	0.20%	0.20%
4-month	0.20%	0.20%
5-month	0.20%	0.20%
6-month	0.25%	0.25%
7-month	0.35%	0.35%
8-month	0.30%	0.30%
9-month	0.35%	0.35%
10-month	0.40%	0.40%
12-month	0.50%	0.50%
Option CD	0.25%	0.25%
13-month	0.50%	0.50%
18-month	0.60%	0.60%
2-year	0.75%	0.75%
30-month	0.65%	0.65%
3-year	1.01%	1.00%
4-year	1.35%	1.34%
5-year	2.00%	1.98%

More from Citibank:

• Current Citibank CD Rates
• Citibank Contact Information

Chase Bank CD Rates

From JP Morgan Chase bank CD Rates

Also, compare these rates to the other 5 largest banks at

• Best CD Rate Survey at Top US Banks

==> " CD Rates at JP Morgan Chase" as of 12/6/11 web site <==

$1,000 Minimum Opening Deposit

CD Term APY 6-Month 0.20% 12-Month 0.25% 18-Month 0.35% 24-Month 0.40% 36-Month 0.50%

$10,000 Minimum Opening Deposit

CD Term APY 9-Month 0.25% 13-Month 0.45% 36-Month 0.75% 60-Month 1.25% 120-Month 2.25%

Chase Bank

• Current JP Morgan Chase Bank CD Rates
• JP Morgan Chase contact Information
  

BofA CD Rates - Bank of America CD Rates

From Bank of America CD Rates

Also, compare these rates to the other 5 largest banks at

• Best CD Rate Survey at Top US Banks

==> " CD Rates at Bank of America - BofA " as of 12/6/11 web site <==

	Less than $10,000	$500,000 and over
Term	Rate/APY†	Rate/APY†
7 - 29 Days	0.25/0.25	0.25/0.25
30 - 59 Days	0.25/0.25	0.25/0.25
60 - 89 Days	0.25/0.25	0.25/0.25
90 - 179 Days	0.28/0.28	0.28/0.28
180 - 364 Days	0.30/0.30	0.30/0.30
1 Year - 23 Month	0.35/0.35	0.35/0.35
2 Year - 35 Month	0.40/0.40	0.40/0.40
3 Year - 47 Month	0.60/0.60	0.60/0.60
4 Year - 59 Month	0.85/0.85	0.85/0.85
5 Year - 83 Month	1.19/1.20	1.19/1.20
7 - 10 Years	2.27/2.30	2.27/2.30

Minimum to Open: $15,000 Terms of 7 Days - 29 Days/$1,000 Terms of 30 Days - 10 Years

BofA:

• Current BofA CD Rates
  
  
• Bank of America contact Information

Highest CD Rate Survey for November 2011

The top rate for a certificate of deposit (CD) this week is at Security Service CU where you can get a 7-year certificate that currently pays 3.10% APY.

"Highest CD Rates Survey for 11/9/11"

(for a $10,000 Certificate of Deposit)

Term	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Vanguard Daily	0.02%	Vanguard Prime Money Market Fund
Vanguard Tax Exempt	0.01%	Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings	1.00%	Best Savings Account Rate Survey
6 Month CD	1.005%	Aurora Bank & 1.00% @ Ascencia Bank
6 Mo US Treasury	0.02%	US Treasury Rate Quote
US Treasury Series I Bonds	3.06%	Current iBond Rates & I- Bonds Explained
1 Year CD	1.15%	Doral Bank
1 Yr US Treasury	0.08%	US Treasury Rate Quote
18 - Month CD	1.16%	USAA Bank
2 Year CD	1.41%	Melrose CU
3 Year CD	1.91%	Melrose CU
4 Year CD	2.17%	Melrose CU
5 Year CD	2.68%	Melrose CU
5 Yr US Treasury	0.88%	US Treasury Rate Quote
7 Year CD	3.10%	Security Service CU
10 Year CD	2.50%	Discover Bank
10 Yr US Treasury	2.01%	US Treasury Rate Quote
30 Yr US Treasury	3.06%	US Treasury Rate Quote

Vanguard Money Market & US Treasury Rates shown for Reference

Related Information:

• Historical CD Rate Graphs
  
  
• Historical Mortgage Rates
  
  
• World Stock Markets at a Glance
  
  
• Easy to Read Best CD Rate Survey

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.

• Quotes: US Treasury Rate Quotes
  
  
• Graphs: US Treasury Rates at a Glance

Union Bank CD Rates

From Union Bank CD Rates

==> " CD Rates at Union Bank " as of 11/09/11 <==

Fixed Rate - Annual Percentage Yield (APY)

Term	Standard APY%	Super Jumbo
	$1,000.00 - 9,999.00	$50,000.00 - 99,999.00
7 - 31 DayCD	0.05	0.05
32 - 89 Day CD	0.10	0.10
90 - 179 Day CD	0.10	0.10
180 - 364 Day CD	0.20	0.20
12 -17 Month CD*	0.30	0.30
18 - 23 Month CD	0.50	0.50
24 - 35 Month	0.50	0.50
36 - 47 Month CD	0.60	0.60
48 - 59 Month CD	1.01	1.01
60 Month CD	1.50	1.50

Union Bank is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd.(BTMU), which, in turn, is a subsidiary of the Mitsubishi UFJ Financial Group. Formed in 2005, MUFG traces its roots back to the 19th century. It is one of the world’s largest and most diversified financial groups.

CNBC Million Dollar Stock Portfolio Challenge

Answers for November 2, 2011
CNBC Million Dollar Stock Portfolio Challenge

Questions & Answers

Question #1. In a live interview on CNBC, Fifth Third Bancorp CEO Kevin Kabat said the bank increased its third quarter earnings through:

Answer 1: A. “Loan growth, expansion of the margin”

Question #2. How much did UK gross domestic product grow in the third quarter, according to a report from the Office for National Statistics released this week?.

Answer 2: 0.5 percent

Question #3. Inflation in China is still running high but latest manufacturing data shows slowing growth. What do analysts at HSBC and RBC say should be China's monetary stance?

Answer 3: C. Targeted Easing

From CNBC Million Dollar Stock Portfolio Challenge

CNBC Bonus Bucks Trivia Answers

September 27, 2011: CNBC Million Dollar Stock Portfolio Challenge

Questions & Answers

Answers for Today's Bonus Bucks Trivia Answers from Bonus Bucks Trivia Answers

Question #1. How much did Singapore spend to host the just concluded F1 grand prix?

• Answer 1: D. None of the above

Question #2. Switzerland recently set a limit for the Swiss franc's appreciation against the euro. What was that limit, of francs to euros?

• Answer 2: A. 1.20

Question #3. According to the CNBC Explains video on hedge funds, most of them are set up as:

• Answer 3: B. Limited partnership

100% Safe Series I Bonds now Pay 4.6%

I Bonds Explained

Bonus Bucks Trivia Answers

September 22, 2011: CNBC Million Dollar Stock Portfolio Challenge

Questions & Answers

1. What is the 8th most popular city for business?

• B. Madrid

2. What is the 31st most safest bank in the world in 2011?

• C. Cassa Depositi e Prestiti Turin, Italy

3. In CNBC.com’s “Top 10 Green Cars 2011,” how is the Lexus CT 200h described?

• B. “Sporty, little premium hatchback”

100% Safe Series I Bonds now Pay 4.6%

I Bonds Explained

CNBC Million Dollar Portfolio Challenge Bonus Bucks Trivia Answers

1. Which of the following is NOT true of the 'Death Shirt' that's included in October's John Wayne Auction?

• C. It has a red stain from fake blood
  

2. What is the third most dangerous job of 2011?

• D. Pilots and Flight Engineers

3. The world's largest, second-largest and third-largest auto markets respectively for 2011 are:

• A. China, US, Japan
  

Weekly Challenge Question #1 Answer

FDIC Closes Integra Bank, Virginia Business Bank & BankMeridian

On Friday July 29 the Federal Deposit Insurance Corp (FDIC) closed three more banks bringing its total number of bank failures to 61 this year.

The three banks seized were:

1. Integra Bank (IBNK.PK) which is based in Evansville, Indiana. Integra had 52 branches with $2.2 billion in assets and $1.9 billion in deposits. Integra Bank received $83.6 million in taxpayer funds in February 2009 under the government's TARP financial bailout program. These funds have not been repaid, according to the Treasury data.
2. Virginia Business Bank with a single branch in Richmond, Virgina. Reports says Virginia Business Bank had $95.8 million in assets and $85 million in deposits,BankMeridian with its three branches is based in Columbia, South Carolina.
3. BankMeridian had $239.8 million in assets and $215.5 million in deposits.

Old National Bank, based in Evansvill, Indiana will assume the assets and deposits of Integra Bank and "share" with the FDIC losses on $1.2B in loans and other assets.

Richmond Virginia based Xenith Bank agreed to assume the assets and deposits of Virginia Business Bank.

Orangeburg South Carolina based "South Carolina Bank and Trust" will acquire the assets and deposits of BankMeridian. Also, the FDIC and South Carolina Bank and Trust agreed to share losses on $179 million of BankMeridian's assets.

Top CD Rates - Best 1, 2, 3, 5, 7 & 10-yr CD Rates

The top rate for a certificate of deposit (CD) this week is at iGoBanking where you can get a 10-year certificate that currently pays 3.50% APY.

For shorter terms, AloStar Bank offers 6 and 12 month CDs with APYs of 1.12% and 1.40%, respectively.

The one year US Treasury rate (quote) is currently 0.16%.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

The table below shows the best CD rates for other terms.

For Larger Text: If that table is hard to read, then try Very Best CD Rates.

"Highest CD Rates Survey for 7/12/11"

Term	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Vanguard Daily	0.05%	Vanguard Prime Money Market Fund
Vanguard Tax Exempt	0.04%	Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings	1.15%	Best Savings Account Rate Survey
6 Month CD	1.12%	AloStar Bank merging into Nexity Bank
1 Year CD	1.40%	AloStar Bank merging into Nexity Bank
1 Yr US Treasury	0.16%	US Treasury Rate Quote
18 - Month CD	1.33%	Aurora Bank
2 Year CD	1.56%	Melrose CU & 1.50% @ Bank of Internet
3 Year CD	2.00%	Security Service CU
4 Year CD	2.42%	Melrose CU & 2.11% @ Bank of Internet
5 Year CD	2.85%	Security Service CU & 2.54% @ EverBank
5 Yr US Treasury	1.47%	US Treasury Rate Quote
7 Year CD	3.30%	Security Service CU & 2.75% PenFed CU
10 Year CD	3.50%	iGoBanking & 3.00% @ Discover Bank
10 Yr US Treasury	2.91%	US Treasury Rate Quote
30 Yr US Treasury	4.19%	US Treasury Rate Quote

Vanguard Money Market & US Treasury Rates shown for Reference

Related Information:

• Historical CD Rate Graphs
  
  
• Historical Mortgage Rates
  
  
• World Stock Markets at a Glance
  
  
• Easy to Read Best CD Rate Survey

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.

• Quotes: US Treasury Rate Quotes
  
  
• Graphs: US Treasury Rates at a Glance