Sunday, February 7, 2010

US Bank CD Rates

The latest CD rates with FDIC insurance from US Bank.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==>"US Bank CD Rates" <==
as of 2/7/10 website
CD Maturity Terms
(in months)		 Interest
Rate		 APY Minimum Opening
Balance
25 1.73% 1.75% $1,000
42 2.32% 2.35% $1,000
59 3.05% 3.10% $1,000

  • Interest Paid Annually & at Maturity
  • Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the advertised APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. APY is subject to change without prior notice. CDs are automatically renewed at maturity.
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Monday, February 1, 2010

Current US Treasury Rates

This table shows Current US Treasury Rates

==> Current US Treasury Rates as of 2/1/10 <==
TERM MATURITY DATE YIELD %
3-Month 04/29/2010 0.09
6-Month 07/29/2010 0.16
12-Month 01/13/2011 0.30
2-Year 01/31/2012 0.87
3-Year 01/15/2013 1.40
5-Year 01/31/2015 2.38
7-Year 01/31/2017 3.13
10-Year 11/15/2019 3.66
30-Year 11/15/2039 4.57


With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.
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PenFed: Pentagon Federal CD Rates

The latest CD rates with NCUA insurance from PenFed: Pentagon Federal Credit Union.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==>"PenFed CU Money Market Certificates" <==
as of 2/1/10 website
Term APY
6-Month 1.00%**
1-Year 1.25%
2-Year 1.75%
3-Year 3.00%
4-Year 3.25%
5-Year 3.50%
7-Year 3.75%


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iGOBanking.com CD Rates with FDIC

The latest CD rates with FDIC from iGOBanking.com.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==> " CD Rates at iGOBanking.com " as of 2/1/10 website <==

Term Rate % APY* % MINIMUM
DEPOSIT
3 Month CD 0.50 0.50 $1000
6 Month CD 0.50 0.50 $1000
8 Month CD 0.50 0.50 $1000
9 month CD 0.50 0.50 $1000
12 Month CD 1.00 1.00 $1000
13 month CD 1.00 1.00 $1000
15 month CD 1.00 1.00 $1000
18 Month CD 1.00 1.00 $1000
24 Month CD 1.49 1.50 $1000
36 Month CD 2.57 2.60 $1000
48 Month CD 2.66 2.70 $1000
60 Month CD 3.49 3.55 $1000

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National Bank of Kansas City CD Rates

The latest CD rates with FDIC from National Bank of Kansas City.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==> " CD Rates at National Bank of Kansas City " as of 2/1/09 website <==
Account Name Interest Rate APY
3 - 5 Month CD 0.50 % 0.50 %
6 - 11 Month CD 0.75 % 0.75 %
12 - 23 Month CD 1.49 % 1.50 %
24 - 35 Month CD 1.83 % 1.85 %
36 - 47 Month CD 2.42 % 2.45 %
48 - 59 Month CD 2.99 % 3.03 %
60 Month CD 3.17 % 3.22 %
Minimum Opening Deposit = $5,000 for rates shown


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Nationwide Bank CD Rates

The latest CD rates with FDIC from Nationwide Bank.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==> " CD Rates at Nationwide Bank " as of 2/1/10 website <==
Term Annual Percentage Yield (APY)

$500.00 - $99,999.99 $100,000.00 +
3 Month 0.80% 0.85%
6 Month 1.10% 1.15%
9 Month 1.20% 1.25%
12 Month 1.60% 1.65%
18 Month 1.80% 1.85%
24 Month 2.10% 2.15%
36 Month 2.60% 2.65%
48 Month 2.85% 2.90%
60 Month 3.15% 3.20%
*APY is effective 2/1/2010 and subject to change.

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Discover Bank CD Rates

The latest CD rates with FDIC from Discover Bank.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==> " CD Rates at Discover Bank " as of 2/1/10 website <==
Term Interest Rate APY
3 Months 0.75% 0.75%
6 Months 1.00% 1.00%
9 Months 1.20% 1.20%
12 Months 1.73% 1.75%
18 Months 1.83% 1.85%
24 Months 2.18% 2.20%
30 Months 2.18% 2.20%
3 Years 2.47% 2.50%
4 Years 2.71% 2.75%
5 Years 3.20% 3.25%
7 Years 3.39% 3.45%
10 Years 3.63% 3.70%


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State Bank of India CD Rates

The latest CD rates with FDIC from State Bank of India.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==> " CD Rates at State Bank of India " as of 2/1/10 website <==
Duration
APY %
3 Months 0.75
6 Months 1.36
1 Year 1.76
2 Years 2.17
3 Years 2.52
5 Years and above 3.19

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Aurora Bank CD Rates

The latest CD rates with FDIC from Aurora Bank.

You can often get higher than advertised rates at your local branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof.

==> " CD Rates at Aurora Bank " as of 2/1/10 website <==


Term		 Account Value
$1,000.00 - $99,999.99 $100,000.00 +
Rate APY Rate APY
6 months 1.33% 1.34% 1.35% 1.36%
12 months 1.62% 1.63% 1.65% 1.66%
18 months 1.85% 1.87% 1.88% 1.90%
24 months 2.07% 2.09% 2.11% 2.13%
36 months 2.38% 2.41% 2.43% 2.46%
48 months 2.61% 2.64% 2.67% 2.71%
60 months 2.88% 2.92% 2.93% 2.97%


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Best Laptop PC for Windows 7

Best Windows 7 Laptops: "Best is highly subjective. Laptop computers usually give up a lot of speed to get into a small package and run longer on batteries, but you can still get excellent performance if you are willing to pay for it.

Excerpted from "Best Laptop for Windows 7"

For example, the February 2010 issue of "Consumer Reports" rated the "Apple MacBook Pro MC118LL/A " as the overall best 15 to 16-inch laptop, but it doesn't run Windows 7. It comes with the "Mac OS X v10.6 Snow Leopard" Operating System and is powered by the the 2.53 GHz Intel Core 2 Duo processor, which has a 1066 MHz front-side bus (FSB), a 3 MB L2 cache and a 250 GB Serial-ATA (SATA) hard drive (5400 RPM). At $1,700, this is quite a premium over our favorite HP Pavilion dv8t Quad Core i7-720 which has faster hard drive and front side bus plus more and faster memory plus a larger display!

Read the full article at Best laptop computer to run Microsoft Windows 7

Top Laptop Sellers
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==> Highest Yield CDs with FDIC <==