Wednesday, December 31, 2008

Bonus Bucks Trivia Answers for CNBC's Million Dollar Portfolio Challenge

CNBC's Million Dollar Portfolio Challenge is back. Trading started November 17th, 2008. Hours: Monday 6:00 a.m. to Friday 4:00 p.m. During the week, you can post your answers even after the market closes.

Daily Answers for
12/31/08:

Squawk Box question:
Market rally predictor Jack Hough jokes that he should have written what kind of book?
  • Answer: "doom-and-gloom"

Squawk On The Street Question:
: In his Guest Blog post "My Top 10 Investment Themes for '09", why does Tony Crescenzi praise the art market?
  • Answer: all of the above

The Call Question: Just how bad were holiday retail sales this year?
  • Answer: Worst since 1970, at least

Power Lunch Question: In our new slideshow entitled The Year in Slideshows, what story will you find bullet-pointed on the Miami Fashion page?
  • Power Lunch Answer: "Bikinis and Business News?"
Street Signs Question: In the edition of Pros Say concerning a "Recession-Depression Hybrid" what does George Ball say we must do?
  • Street Signs Answer: "learn to undo" our financial behavior
Happy New Year Everyone!
Thanks for your support!

Closing Bell Question: In the "Fast Money" episode "Famous Last Words of 2008," which FM trader chose his/her own words to mock?



Sunday, December 28, 2008

Rates for US Treasury Bonds, Bills and Notes

Today's rates for US Treasury Bonds, Bills and Notes:


COUPONMATURITY
DATE
CURRENT
YIELD
3-Month0.00003/26/20090.06
6-Month0.00006/25/20090.22
12-Month0.00012/17/20090.36
2-Year0.87512/31/20100.88
3-Year1.12512/15/20111.06
5-Year1.50012/31/20131.51
10-Year3.75011/15/2018 2.13
30-Year4.50005/15/2038 2.61

Data current as of 12/28/08

US Treasuries are backed by the full faith of the US Government and its ability to tax.

Sunday, December 21, 2008

Best CD Rate Update - 5.0%

The top rate for CDs this week is 5.00% at Washington Mutual, also known as WaMu, for a 5-year certificate of deposit.

For shorter term, Corus Bank has a 6-month CD with a 3.50% annual percentage rate .

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

The table below shows the best CD rates for other terms.

"Highest CD Rate Survey + Current US Treasury Rates"
Term
Date
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Daily Savings
12/21/08 2.43%
Vanguard Prime Money Market Fund
Tax Exempt
12/21/08 1.03%
Vanguard Tax Exempt Money Market Fund
Online Savings 12/21/08 3.00%
High Performance Money Fund @ Wachovia Bank
3-Month Treasury
12/21/08 -0.01%
US Treasury Rates at a glance
6 Months 12/21/08 3.51%
Fultdirect.com & 3.50% @ Corus Bank
6-Month Treasury
12/21/080.14%
US Treasury Rates at a glance
7 Months 12/21/08 2.00%
Wachovia Bank
1 Year
12/21/08
3.90%
MetLife Bank
1 Year Treasury 12/21/08 0.37%
US Treasury Rates at a glance
18 Months 12/21/08 3.95%
MetLife Bank
2 Years
12/21/08
4.25% MetLife Bank
2 Year Treasury 12/21/08 0.74%
US Treasury Rates at a glance
3 Years 12/21/08 4.35% MetLife Bank
3-Yr Treasury
12/21/081.03%
US Treasury Rates at a glance
4 Years
12/21/08 4.51% Flagstar Bank & 4.35% @ MetLife Bank
5 Years
12/21/08 5.00% Washington Mutual - WaMu
5 Yr Treasury
12/21/081.36%
US Treasury Rates at a glance
7 Years 12/21/08 4.75% Pentagon Federal Credit Union
10 Yr Treasury
12/21/08 2.12%
US Treasury Rates at a glance
10 Years 12/21/08 4.15%
Intervest National Bank
30 Yr Treasury 12/21/08 2.55%
US Treasury Rates at a glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities




Tuesday, December 16, 2008

LIBOR Rates Fall: Historical and Current London Interbank Offered Rates at a Glance

LIBOR is the London Interbank Offered Rate. It is a daily reference rate based on the interest rates banks in the London wholesale money market (or interbank market) offer to lend unsecured funds to each other. LIBOR is usually slightly higher than the London Interbank Bid Rate (LIBID). LIBID is the rate the same banks are prepared to accept deposits.

Current LIBOR Rates
Term Rate
1-month 0.88%
3-months 1.85%
6-months 2.17%
12-months 2.37%

Data from Current and Historical Libor Rates at at Glance

.

Thursday, December 4, 2008

Best CD Rates Update - 5.31% at Intervest National Bank

The top rate for CDs this week is 5.31% Intervest National Bank for a 7-year certificate of deposit.

For shorter term, the State Bank of India, with US Branches in New York City and Chicago, has a 6-month CD with a 4.32% annual percentage rate .

The table below shows the best CD rates for other terms.

"Highest CD Rate Survey + Current US Treasury Rates"
Term
Date
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Daily Savings
12/04/08 2.60%
Vanguard Prime Money Market Fund
Tax Exempt
12/04/08 1.13%
Vanguard Tax Exempt Money Market Fund
Online Savings 12/04/08 3.25%
High Performance Money Fund @ Wachovia Bank
3-Month Treasury
12/04/08 0.01%
US Treasury Rates at a glance
6 Months 12/04/08 4.32%
State Bank of India & 3.76% at Ascencia Bank
6-Month Treasury
12/04/080.29%
US Treasury Rates at a glance
7 Months 12/04/08 2.60%
Wachovia Bank
1 Year
12/04/08 4.68%
State Bank of India
1 Year Treasury 12/04/08 0.64%
US Treasury Rates at a glance
18 Months 12/04/08 4.40%
UmbrellaBank
2 Years
12/04/08 4.50% UmbrellaBank
1 Year Treasury 12/04/08 0.90%
US Treasury Rates at a glance
3 Years 12/04/08 4.75% Intervest National Bank
3-Yr Treasury
12/04/081.09%
US Treasury Rates at a glance
4 Years
12/04/08 5.05% Intervest National Bank & 4.75% @ Capital One
5 Years
12/04/08 5.25% Intervest National Bank & 5.10% @ Capital One
5 Yr Treasury
12/04/081.61%
US Treasury Rates at a glance
7 Years 12/04/08 5.50% Capital One & 4.75% @ PenFed CU
10 Yr Treasury
12/04/08 2.63%
US Treasury Rates at a glance
10 Years 12/04/08
5.31%
Intervest National Bank
30 Yr Treasury 12/04/08 3.13%
US Treasury Rates at a glance

Make sure you read the article:
=>How to Get the Best CD Rates

Wednesday, November 26, 2008

Treasury Direct Rates - Note, Bond, and TIPS

Recent US Treasury Note, Bond, and TIPS Auction Results
Security Term -Type- Issue
Date
Maturity
Date
Interest
Rate %
-Yield-
%
CUSIP
2-YEAR
NOTE 12-01-200811-30-20101.2501.269912828JS0
5-YEAR
NOTE12-01-200811-30-20132.0002.110912828JT8
3-YEAR
NOTE11-17-200811-15-20111.7501.800912828JU5
10-YEAR
NOTE11-17-200811-15-20183.7503.783912828JR2
29-YEAR6-MONTHBOND11-17-200805-15-20384.5004.310912810PX0
2-YEAR
NOTE10-31-200810-31-20101.5001.600912828JP6
4-YEAR6-MONTHTIPS10-31-200804-15-20130.6253.270912828HW3
5-YEAR
NOTE10-31-200810-31-20132.7502.825912828JQ4
6-YEAR4-MONTHNOTE10-15-200802-15-20154.0003.228912828DM9
6-YEAR7-MONTHNOTE10-15-200805-15-20154.1253.310912828DV9
6-YEAR10-MONTHNOTE10-15-200808-15-20154.2503.440912828EE6
9-YEAR4-MONTHNOTE10-15-200802-15-20183.5003.790912828HR4
9-YEAR9-MONTHTIPS10-15-200807-15-20181.3752.850912828JE1
2-YEAR
NOTE09-30-200809-30-20102.0002.115912828JL5
5-YEAR
NOTE09-30-200809-30-20133.1253.129912828JM3
9-YEAR11-MONTHNOTE09-15-200808-15-20184.0003.628912828JH4
2-YEAR
NOTE09-02-200808-31-20102.3752.380912828JJ0
5-YEAR
NOTE09-02-200808-31-20133.1253.129912828JK7
10-YEAR
NOTE08-15-200808-15-20184.0004.075912828JH4
29-YEAR9-MONTHBOND08-15-200805-15-20384.5004.609912810PX0
2-YEAR
NOTE07-31-200807-31-20102.7502.820912828JF8
5-YEAR
NOTE07-31-200807-31-20133.3753.440912828JG6
*19-YEAR6-MONTHTIPS07-31-200801-15-20281.7502.219912810PV4
10-YEAR
TIPS07-15-200807-15-20181.3751.485912828JE1
2-YEAR
NOTE06-30-200806-30-20102.8752.922912828JC5
5-YEAR
NOTE06-30-200806-30-20133.3753.440912828JD3
9-YEAR11-MONTHNOTE06-16-200805-15-20183.8754.225912828HZ6
2-YEAR
NOTE06-02-200805-31-20102.6252.640912828JA9
5-YEAR
NOTE06-02-200805-31-20133.5003.520912828JB7
10-YEAR
NOTE05-15-200805-15-20183.8753.937912828HZ6
29-YEAR9-MONTHBOND05-15-200802-15-20384.3754.599912810PW2
2-YEAR
NOTE04-30-200804-30-20102.1252.225912828HX1
5-YEAR
TIPS04-30-200804-15-20130.6250.745912828HW3
5-YEAR
NOTE04-30-200804-30-20133.1253.159912828HY9
9-YEAR9-MONTHTIPS04-15-200801-15-20181.6251.250912828HN3
2-YEAR
NOTE03-31-200803-31-20101.7501.761912828HU7
5-YEAR
NOTE03-31-200803-31-20132.5002.595912828HV5
9-YEAR11-MONTHNOTE03-17-200802-15-20183.5003.510912828HR4
2-YEAR
NOTE02-29-200802-28-20102.0002.045912828HS2
5-YEAR
NOTE02-29-200802-28-20132.7502.755912828HT0

* Denotes TIPS bond; all other TIPS without asterisks are notes

Get our estimate for US Treasury Rates at the next auction in "The Retirement Advisor."

FREE=> 2009 SAMPLE Issue <== FREE

Treasury Direct Rates - Treasury Bills

Recent US Treasury Bill Auction Results

Security
Term
Issue
Date
Maturity
Date
Discount
Rate %
Investment
Rate %
CUSIP
4-WEEK11-28-200812-26-20080.0500.051 912795J44
13-WEEK11-28-200802-26-20090.1500.152912795K59
26-WEEK11-28-200805-28-20090.4900.498912795M24
328-DAY11-28-200810-22-20091.0001.021912795S44
4-WEEK11-20-200812-18-20080.1000.101912795J36
13-WEEK11-20-200802-19-20090.1500.152912795K42
26-WEEK11-20-200805-21-20090.8400.855912795L90
52-WEEK11-20-200811-19-20091.0401.063912795S51
254-DAY11-18-200807-30-20091.0501.071912795Q95
182-DAY11-14-200805-15-20090.9901.009912795V32
4-WEEK11-13-200812-11-20080.0700.071912795J28
13-WEEK11-13-200802-12-20090.3550.360912795K34
26-WEEK11-13-200805-14-20090.9901.009912795L82
4-WEEK11-06-200812-04-20080.3200.325912795H95
77-DAY11-06-200801-22-20090.4200.426912795J85
13-WEEK11-06-200802-05-20090.5300.538912795K26
26-WEEK11-06-200805-07-20091.1001.122912795L74
238-DAY11-06-200807-02-20091.3301.358912795Q87
4-WEEK10-30-200811-28-20080.4400.446912795H87
64-DAY10-30-200801-02-20090.7000.711912795J51
13-WEEK10-30-200801-29-20090.9000.915912795J93
26-WEEK10-30-200804-30-20091.4001.430912795L66
4-WEEK10-23-200811-20-20080.7000.710912795H79
13-WEEK10-23-200801-22-20091.2501.271912795J85
98-DAY10-23-200801-29-20091.2401.261912795J93
26-WEEK10-23-200804-23-20091.8001.842912795L58
52-WEEK10-23-200810-22-20091.7201.767912795S44
225-DAY10-22-200806-04-20091.6001.636912795Q79
74-DAY10-20-200801-02-20090.8000.812912795J51
94-DAY10-20-200801-22-20090.9300.945912795J85
191-DAY10-20-200804-29-20091.3501.378912795T92
247-DAY10-20-200806-24-20091.3501.379912795U25
4-WEEK10-16-200811-13-20080.1000.101912795H61
63-DAY10-16-200812-18-20080.4900.497912795J36
13-WEEK10-16-200801-15-20090.5000.508912795J77
26-WEEK10-16-200804-16-20091.1001.122912795L41
97-DAY10-10-200801-15-20090.8000.813912795J77
4-WEEK10-09-200811-06-20080.6800.690912795H53
63-DAY10-09-200812-11-20080.7700.782912795J28
13-WEEK10-09-200801-08-20090.4600.467912795J69

Effective with the 11/2/98 auction, all bills are auctioned using the single-priced method.