Sunday, April 28, 2013

Highest CD Rate Survey - Top Yielding CDs

Best CD Rates Survey

The top rate for a CDs today is 2.18% at Pentagon Federal Credit Union (or PenFed CU).  The best 1-YR CD is 1.05% at GE Capital Retail Bank for $25,000. (Clicks links for details)
 
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."


Highest CD Rates Survey for April 28, 2013
(for a $10,000 Certificate of Deposit)
Term
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Vanguard Daily0.01%Vanguard Prime Money Market Fund
Vanguard Tax Exempt 0.08%Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings1.01%Best Savings Account Rate Survey 
6 Month CD
0.90%
      Doral Bank  
6 Mo US Treasury0.09%US Treasury Rate Quotes
US Treasury Series I Bonds
For the next 6 months
1.76%Rate is fixed for 6 months after purchase
Current iBond Rates & I- Bonds Explained 
1 Year CD1.00%Colorado Federal Savings Bank  and 
1.05% at GE Capital Retail Bank for $25,000
1 Yr US Treasury0.12%US Treasury Rate Quote
2 Year CD1.21%Melrose Credit Union
3 Year CD1.46%Melrose Credit Union   
5 Year CD1.96%Melrose Credit Union   
5 Yr US Treasury0.68%US Treasury Rate Quote
7 Year CD2.18%   PenFed CU
10 Year CD2.00%Discover Bank 
10 Yr US Treasury1.70%US Treasury Rate Quote
30 Yr US Treasury2.87%US Treasury Rate Quote
 Vanguard Money Market & US Treasury Rates shown for Reference
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.

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