The top rates for CDs this week are at Pentagon Federal Credit Union (fondly known as PenFed CU) for 7-year certificates of deposit that currently pay 4.00% APY.
For shorter term, NewDominionDIRECT , has a 1-year CD with a 2.26% annual percentage rate.
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.
For shorter term, NewDominionDIRECT , has a 1-year CD with a 2.26% annual percentage rate.
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.
"Highest CD Rate Survey + Current US Treasury Rates"
Term | Date | Highest Rate (APY) | Where? (Click link for Full Rate Sheets) |
Daily Savings | 7/6/09 | 0.28% | Vanguard Prime Money Market Fund |
Tax Exempt | 7/6/09 | 0.31% | Vanguard Tax Exempt Money Market Fund |
High Yield MM | 7/6/09 | 2.30% | Tennessee Commerce Bank in Franklin, TN |
3-Month Treasury | 7/6/09 | 0.16% | US Treasury Rates at a glance |
6 Months | 7/6/09 | 1.80% | Ally Bank |
6-Month Treasury | 7/6/09 | 0.28% | US Treasury Rates at a glance |
1 Year | 7/6/09 | 2.26% | NewDominionDIRECT & Ally Bank @ 2.25% |
1 Year Treasury | 7/6/09 | 0.45% | US Treasury Rates at a glance |
18 - Months | 7/6/09 | 2.30% | Discover Bank |
2 Years | 7/6/09 | 2.65% | Tennessee Commerce Bank |
2 Year Treasury | 7/6/09 | 0.94% | US Treasury Rates at a glance |
3 Years | 7/6/09 | 3.10% | Discover Bank |
3-Yr Treasury | 7/6/09 | 1.45% | US Treasury Rates at a glance |
4 Years | 7/6/09 | 3.45% | Tennessee Commerce Bank |
5 Years | 7/6/09 | 3.65% | Tennessee Commerce Bank |
5 Yr Treasury | 7/6/09 | 2.39% | US Treasury Rates at a glance |
7 Years | 7/6/09 | 4.00% | Pentagon Federal CU |
7 Yr Treasury | 7/6/09 | 3.12% | US Treasury Rates at a glance |
10 Yr Treasury | 7/6/09 | 3.50% | US Treasury Rates at a glance |
10 Years | 7/6/09 | 3.75% | Discover Bank |
30 Yr Treasury | 7/6/09 | 4.35% | US Treasury Rates at a glance |
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.
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