Treasury Direct Rates - Note, Bond, and TIPS

Recent US Treasury Note, Bond, and TIPS Auction Results

Security	Term	-Type-	Issue Date	Maturity Date	Interest Rate %	-Yield- %	CUSIP
2-YEAR		NOTE	12-01-2008	11-30-2010	1.250	1.269	912828JS0
5-YEAR		NOTE	12-01-2008	11-30-2013	2.000	2.110	912828JT8
3-YEAR		NOTE	11-17-2008	11-15-2011	1.750	1.800	912828JU5
10-YEAR		NOTE	11-17-2008	11-15-2018	3.750	3.783	912828JR2
29-YEAR	6-MONTH	BOND	11-17-2008	05-15-2038	4.500	4.310	912810PX0
2-YEAR		NOTE	10-31-2008	10-31-2010	1.500	1.600	912828JP6
4-YEAR	6-MONTH	TIPS	10-31-2008	04-15-2013	0.625	3.270	912828HW3
5-YEAR		NOTE	10-31-2008	10-31-2013	2.750	2.825	912828JQ4
6-YEAR	4-MONTH	NOTE	10-15-2008	02-15-2015	4.000	3.228	912828DM9
6-YEAR	7-MONTH	NOTE	10-15-2008	05-15-2015	4.125	3.310	912828DV9
6-YEAR	10-MONTH	NOTE	10-15-2008	08-15-2015	4.250	3.440	912828EE6
9-YEAR	4-MONTH	NOTE	10-15-2008	02-15-2018	3.500	3.790	912828HR4
9-YEAR	9-MONTH	TIPS	10-15-2008	07-15-2018	1.375	2.850	912828JE1
2-YEAR		NOTE	09-30-2008	09-30-2010	2.000	2.115	912828JL5
5-YEAR		NOTE	09-30-2008	09-30-2013	3.125	3.129	912828JM3
9-YEAR	11-MONTH	NOTE	09-15-2008	08-15-2018	4.000	3.628	912828JH4
2-YEAR		NOTE	09-02-2008	08-31-2010	2.375	2.380	912828JJ0
5-YEAR		NOTE	09-02-2008	08-31-2013	3.125	3.129	912828JK7
10-YEAR		NOTE	08-15-2008	08-15-2018	4.000	4.075	912828JH4
29-YEAR	9-MONTH	BOND	08-15-2008	05-15-2038	4.500	4.609	912810PX0
2-YEAR		NOTE	07-31-2008	07-31-2010	2.750	2.820	912828JF8
5-YEAR		NOTE	07-31-2008	07-31-2013	3.375	3.440	912828JG6
*19-YEAR	6-MONTH	TIPS	07-31-2008	01-15-2028	1.750	2.219	912810PV4
10-YEAR		TIPS	07-15-2008	07-15-2018	1.375	1.485	912828JE1
2-YEAR		NOTE	06-30-2008	06-30-2010	2.875	2.922	912828JC5
5-YEAR		NOTE	06-30-2008	06-30-2013	3.375	3.440	912828JD3
9-YEAR	11-MONTH	NOTE	06-16-2008	05-15-2018	3.875	4.225	912828HZ6
2-YEAR		NOTE	06-02-2008	05-31-2010	2.625	2.640	912828JA9
5-YEAR		NOTE	06-02-2008	05-31-2013	3.500	3.520	912828JB7
10-YEAR		NOTE	05-15-2008	05-15-2018	3.875	3.937	912828HZ6
29-YEAR	9-MONTH	BOND	05-15-2008	02-15-2038	4.375	4.599	912810PW2
2-YEAR		NOTE	04-30-2008	04-30-2010	2.125	2.225	912828HX1
5-YEAR		TIPS	04-30-2008	04-15-2013	0.625	0.745	912828HW3
5-YEAR		NOTE	04-30-2008	04-30-2013	3.125	3.159	912828HY9
9-YEAR	9-MONTH	TIPS	04-15-2008	01-15-2018	1.625	1.250	912828HN3
2-YEAR		NOTE	03-31-2008	03-31-2010	1.750	1.761	912828HU7
5-YEAR		NOTE	03-31-2008	03-31-2013	2.500	2.595	912828HV5
9-YEAR	11-MONTH	NOTE	03-17-2008	02-15-2018	3.500	3.510	912828HR4
2-YEAR		NOTE	02-29-2008	02-28-2010	2.000	2.045	912828HS2
5-YEAR		NOTE	02-29-2008	02-28-2013	2.750	2.755	912828HT0

* Denotes TIPS bond; all other TIPS without asterisks are notes

Get our estimate for US Treasury Rates at the next auction in "The Retirement Advisor."

FREE=> 2009 SAMPLE Issue <== FREE

Treasury Direct Rates - Treasury Bills

Recent US Treasury Bill Auction Results

Security Term	Issue Date	Maturity Date	Discount Rate %	Investment Rate %	CUSIP
4-WEEK	11-28-2008	12-26-2008	0.050	0.051	912795J44
13-WEEK	11-28-2008	02-26-2009	0.150	0.152	912795K59
26-WEEK	11-28-2008	05-28-2009	0.490	0.498	912795M24
328-DAY	11-28-2008	10-22-2009	1.000	1.021	912795S44
4-WEEK	11-20-2008	12-18-2008	0.100	0.101	912795J36
13-WEEK	11-20-2008	02-19-2009	0.150	0.152	912795K42
26-WEEK	11-20-2008	05-21-2009	0.840	0.855	912795L90
52-WEEK	11-20-2008	11-19-2009	1.040	1.063	912795S51
254-DAY	11-18-2008	07-30-2009	1.050	1.071	912795Q95
182-DAY	11-14-2008	05-15-2009	0.990	1.009	912795V32
4-WEEK	11-13-2008	12-11-2008	0.070	0.071	912795J28
13-WEEK	11-13-2008	02-12-2009	0.355	0.360	912795K34
26-WEEK	11-13-2008	05-14-2009	0.990	1.009	912795L82
4-WEEK	11-06-2008	12-04-2008	0.320	0.325	912795H95
77-DAY	11-06-2008	01-22-2009	0.420	0.426	912795J85
13-WEEK	11-06-2008	02-05-2009	0.530	0.538	912795K26
26-WEEK	11-06-2008	05-07-2009	1.100	1.122	912795L74
238-DAY	11-06-2008	07-02-2009	1.330	1.358	912795Q87
4-WEEK	10-30-2008	11-28-2008	0.440	0.446	912795H87
64-DAY	10-30-2008	01-02-2009	0.700	0.711	912795J51
13-WEEK	10-30-2008	01-29-2009	0.900	0.915	912795J93
26-WEEK	10-30-2008	04-30-2009	1.400	1.430	912795L66
4-WEEK	10-23-2008	11-20-2008	0.700	0.710	912795H79
13-WEEK	10-23-2008	01-22-2009	1.250	1.271	912795J85
98-DAY	10-23-2008	01-29-2009	1.240	1.261	912795J93
26-WEEK	10-23-2008	04-23-2009	1.800	1.842	912795L58
52-WEEK	10-23-2008	10-22-2009	1.720	1.767	912795S44
225-DAY	10-22-2008	06-04-2009	1.600	1.636	912795Q79
74-DAY	10-20-2008	01-02-2009	0.800	0.812	912795J51
94-DAY	10-20-2008	01-22-2009	0.930	0.945	912795J85
191-DAY	10-20-2008	04-29-2009	1.350	1.378	912795T92
247-DAY	10-20-2008	06-24-2009	1.350	1.379	912795U25
4-WEEK	10-16-2008	11-13-2008	0.100	0.101	912795H61
63-DAY	10-16-2008	12-18-2008	0.490	0.497	912795J36
13-WEEK	10-16-2008	01-15-2009	0.500	0.508	912795J77
26-WEEK	10-16-2008	04-16-2009	1.100	1.122	912795L41
97-DAY	10-10-2008	01-15-2009	0.800	0.813	912795J77
4-WEEK	10-09-2008	11-06-2008	0.680	0.690	912795H53
63-DAY	10-09-2008	12-11-2008	0.770	0.782	912795J28
13-WEEK	10-09-2008	01-08-2009	0.460	0.467	912795J69

Effective with the 11/2/98 auction, all bills are auctioned using the single-priced method.

5.0% APY CD from 1st Source Bank

You can now get a 5.0% APY CD from 1st Source Bank of South Bend, Indiana.

We just updated our survey of the Very Best CD Rates with FDIC at:

*==> Very Best CD Rates with FDIC <== *

We found 1st Source Bank of South Bend, Indiana has the highest CD rate of 5.00% for a 6-year term with only a $500 minimum deposit.

==> " CD Rates at 1st Source Bank " as of 11/25/08 <==
Certificates of Deposit for Internet users:

7 day	0.5% APY	$25,000 minimum
32 day	0.5% APY	$2,500 minimum
91 day	2.02% APY	$2,500 minimum
182 day	2.26% APY	$2,500 minimum
1 year	3.7% APY	$500 minimum
18 month	4.02% APY	$500 minimum
2 year	4.51% APY	$5,000 minimum
3 year	4.8% APY	$500 minimum
4 year	4.8% APY	$500 minimum
5 year	4.8% APY	$500 minimum
6 year	5% APY	$500 minimum

For more information, see 1st Source Bank

Agency/GSE Offerings from Fidelity

Fidelity Fixed Income New Issues: Agency/GSE the week of 11/17/2008

Fidelity is pleased to announce this week?s New Issue Agency / GSE offerings:

Name Coupon Maturity Rating  Call    Price
__________________________ Protected _____
FFCB  3.00% 11/17/10 Aaa/AAA* No**  100.00
FNMA  3.25% 12/02/10 Aaa/AAA* No**  100.00
FFCB  3.50% 05/25/11 Aaa/AAA* No**  100.00
FFCB  4.05% 11/20/12 Aaa/AAA* No**  100.00
FHLMC 5.00% 12/02/14 Aaa/AAA* No**  100.00
FFCB  5.50% 11/25/15 Aaa/AAA* No**  100.00
FHLMC 5.80% 12/03/18 Aaa/AAA* No**  100.00

FFCB = Federal Farm Credit Bank http://www.farmcredit-ffcb.com/
FNMA = Fannie Mae, The Federal National Mortgage Association http://www.fanniemae.com/
FHLMC = Freddie Mac, Federal Home Loan Mortgage Corporation. http://www.freddiemac.com/

*Moodys/S&P Ratings
** * Call Protected "Yes" means the bond is not callable. Call Protected "No" means the bond is callable.

Please refer to http://www.fidelity.com/newissueagencies on Fidelity.com for more information or to place an order. Phone: (800) 544-5372.

Quantities of new issues are limited and orders will be filled on a first come first serve basis. Prices may fluctuate due to market conditions. See Fidelity web site for risk information.

4.00% APY 6-Month CD at HSBC Bank

HSBC Bank has a special 4.00% APY six month CD with FDIC insurance up to $250,000.

You can also get an online savings account that pays 3.00%.

Other rates and terms:

==> " CD Rates at HSBC Bank " as of 11/06/08 <==

Online Products	Minimum Balance To Open	Minimum Balance To Obtain APY	Annual Percentage Yields (APYs)
CHECKING
HSBC Premier Checking *	$1	$5	0.10%
Plus Checking *	$1	$5	0.06%
Online Savings *	$1	$.01 or more	3.00%
CDs
3 Months **	$1,000	$1,000	1.75%
4 Months **	$1,000	$1,000	1.75%
6 Months **	$1,000	$1,000	4.00%***
7 Months **	$1,000	$1,000	3.50%***
8 Months	$1,000	$1,000	1.75%
9 Months **	$1,000	$1,000	1.75%
11 Months **	$1,000	$1,000	1.75%
1 Year plus 1 day **	$1,000	$1,000	1.75%
13 Months **	$1,000	$1,000	1.75%
15 Month **	$1,000	$1,000	1.75%
2 Years **	$1,000	$1,000	1.75%

For better formatting and easier to read table, click here.

Special CD Rate Details:

* The APY associated with these products is subject to change after account opening. Fees may reduce earnings on the account. These balance requirements and APYs will apply only to accounts opened through this Internet site.

** The APYs are for Certificates of Deposit of less than $100,000. A penalty may be imposed for early withdrawal. These balance requirements and APYs will apply only to accounts opened through this Internet site.

*** Annual Percentage Yield (APY) is accurate as of October 21, 2008. Rate is only good online and for new money. New money means funds not previously held by any member of the HSBC Group. A penalty may be imposed for early withdrawal. Minimum balance to open and obtain APY is $1,000. Offer applies for initial term of qualifying HSBC CDs. This offer cannot be combined with other promotional offers and is non-transferable. Offer subject to change without notice.

See the latest update survey of:

==> Very Best CD Rates with FDIC <==

4.00% APY 1-Year CD at Comerica Bank

Comerica Bank has a special 4.00% APY 1-year CD with FDIC insurance up to $250,000.

Special CD Rate Details

• 4.00% APY¹
  • 12 month term
  • $2,500 minimum deposit
  • Checking account required
  • 800-589-1400

Funds are FDIC insured to the maximum amount allowed by law.

• More Comerica Bank Rates and Terms
  

You can also get a 4.00% 1-Year CD at Wachovia Bank with no checking account restriction with only a $1,000 minimum deposit.

• More Wachovia Rates and Terms
  

Comerica Bank DISCLOSURES:
¹ Annual Percentage Yield (APY) is available for a limited time on retail and business accounts, and is accurate as of October 1, 2008. Funds are FDIC insured up to the maximum amount allowed by law. Package account bonuses, coupons or special rates cannot be combined with this offer. A Comerica checking account is required in order to take advantage of this offer. Special offer is subject to change without notice at the Bank’s discretion. To receive this APY, a minimum deposit of $2,500 is required. Maximum deposit of $5,000,000. Fees may reduce earnings. Substantial penalty for early withdrawal.