Best CD Rates Update - 5.15% at Wachovia Bank

The top rate for CDs this week is 5.25% Intervest National Bank & 5.15% @Wachovia for terms of 5 years. The table below shows the best CD rates for other terms.

"Highest CD Rate Survey"

Term	Date	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Daily Savings	10/22/08	2.69%	Vanguard Prime Money Market Fund
Tax Exempt	10/22/08	3.10%	Vanguard Tax Exempt Money Market Fund
Online Savings	10/22/08	3.00	at HSBC Bank
3-Month Treasury	10/22/08	1.01%	US Treasury Rates
6 Months	10/22/08	4.15%	Corus Bank
7 Months	10/22/08	4.00%	Wachovia Bank
1 Year	10/22/08	4.60%	Corus Bank
1 Year Treasury	10/22/08	1.60%	US Treasury Rates
18 Months	10/22/08	4.50%	Advanta Bank Corp
2 Years	10/22/08	4.58%	State Bank of India & 4.50% at Wachovia Bank
3 Years	10/22/08	4.75%	Intervest National Bank
4 Years	10/22/08	5.00%	Intervest National Bank & 4.96% @ Discover Bank
5 Years	10/22/08	5.25%	Intervest National Bank & 5.15% @ Wachovia
5 Yr Treasury	10/22/08	2.54%	US Treasury Rates
7 Years	10/22/08	5.00%	Pentagon Federal Credit Union
10 Yr Treasury	10/22/08	3.61%	US Treasury Rates
30 Yr Treasury	10/22/08	4.08%	US Treasury Rates

WaMu Washington Mutual 4.25% Online CD Rate

Despite being acquired by JP Morgan Chase, Washington Mutual (WAMU) is still offering some reasonably good CD rates.

Terms (Months)	Interest Rate	APY
6	1.98%	2.00%
8	2.96%	3.00%
12	2.96%	3.00%
13	2.96%	3.00%
18	2.96%	3.00%
24	3.45%	3.51%
36	3.93%	4.00%
48	3.93%	4.00%
60	4.17%	4.25%

These are good but last week I got a 4.30% APY 1-YR CD at Wachovia Bank.

WaMu CD Details:

• Rates effective 10/18/2008 for CALIFORNIA - COAST
• APY = Annual Percentage Yield
• Minimum deposit to open and obtain APY is $1,000.00.
• Interest Rates and APYs may vary by bank location
• Penalty for early withdrawals apply. Restrictions and limited servicing apply to Online CDs (See, details above). Programs (including, without limit, fees, rates and features) are subject to change without notice.

Best CD Rates Update - 5.44% at Discover Bank

The top rate for CDs this week is 5.44% at Discover Bank for a term of 10 years. The table below shows the best CD rates for other terms.

"Highest CD Rate Survey"

Term	Date	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Daily Savings	10/7/08	2.30*%	Vanguard Prime Money Market Fund
Tax Exempt	10/7/08	5.13%	Vanguard Tax Exempt Money Market Fund
Online Savings	9/23/08	3.85%	Corus Bank & 3.25% at HSBC Bank
3-Month Treasury	10/7/08	0.81%	US Treasury Rates
6 Months	10/7/08	4.35%	AmTrust Direct
7 Months	10/7/08	4.00%	Wachovia Bank
1 Year	10/7/08	4.65%	Corus Bank
1 Year Treasury	10/7/08	1.26%	US Treasury Rates
18 Months	10/7/08	4.51%	Capital One Direct Banking
2 Years	10/7/08	4.50%	Wachovia Bank & 4.52% at Discover Bank
3 Years	10/7/08	5.00%	Pentagon Federal Credit Union aka PenFed CU
4 Years	10/7/08	5.00%	Intervest National Bank & 4.96% @ Discover Bank
5 Years	10/7/08	5.15%	Discover Bank & 5.15% @ Wachovia
5 Yr Treasury	10/7/08	2.44%	US Treasury Rates
7 Years	10/7/08	5.40%	Discover Bank
10 Years	10/7/08	5.44%	Discover Bank
10 Yr Treasury	10/7/08	3.49%	US Treasury Rates
30 Yr Treasury	10/7/08	4.00%	US Treasury Rates

Agency/GSE Offerings from Fidelity

Fidelity Fixed Income New Issues:  Agency/GSE the week of 10/06/2008

Fidelity is pleased to announce this week?s New Issue Agency / GSE offerings:

Name Coupon Maturity Rating Call Protected Price
FHLB 3.875% 10/21/10 Aaa/AAA* No** 100.00
FHLB 4.10% 04/21/11 Aaa/AAA* No** 100.00
FFCB 3.75% 09/29/11 Aaa/AAA* No** 100.00
FFCB 4.49% 10/29/12 Aaa/AAA* No** 100.00
FHLB 5.125% 10/21/13 Aaa/AAA* No** 100.00
FFCB 5.00% 10/28/13 Aaa/AAA* No** 100.00
FNMA 6.00% 10/15/18 Aaa/AAA* No** 100.00
FNMA STEP 10/16/23 Aaa/AAA* No** 100.00

*Moodys/S&P Ratings
** * Call Protected "Yes" means the bond is not callable.  Call Protected "No" means the bond is callable.

Please refer to Fidelity.com for more information or to place an order.  Phone: (800) 544-5372.

Quantities of new issues are limited and orders will be filled on a first come first serve basis. Prices may fluctuate due to market conditions.  There are risks associated with investing in this offering, and as such, it may not be appropriate for every investor. As with all of your investments through Fidelity, you must make your own determination of whether an investment in this offering is consistent with your investment objectives and risk tolerance.  Fidelity is not recommending or endorsing this offering by making available to its customers the opportunity to participate.