Wachovia has lowered this special rate to 3.15% with all other APY terms between 1.29% and 1.80%.
Wachovia's lowest regular rate today at 1.29% is for a 9-month CD. It looks like they lure you in with the special 3.15% rate then hope you let it roll-over and renew automatically at their lowest rate. Make sure you set your electronic calendar to remind you to renew for a different term, a different bank with better rates or a new special rate when the CD comes due.
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