Countrywide is now offering a 1-year CD with a 4.20% APY. For purchases between $10,000 and $250,000. We recommend keeping all CD purchases within FDIC insurance limits which are $100,000 for an individual. You can get more FDIC coverage by adding a "POD" or making it a "joint account." See your bank for details.
On April 1, we reported Countrywide Bank was "only" paying 4.05% (See Best CD Rate Survey Update) so this is good to see some competition for our funds.
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