The top rate for a CDs this week is 2.70% at Security Service CU. The best 1-YR CD is 1.11% at AloStar Bank. (Clicks links for details)
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.
With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."
Highest CD Rates Survey" (for a $10,000 Certificate of Deposit)
| Term |
Highest Rate (APY) |
Where? (Click link for Full Rate Sheets) |
| Vanguard
Daily |
0.03% |
Vanguard
Prime
Money Market Fund |
| Vanguard
Tax Exempt |
0.02% |
Vanguard Tax Exempt Money Market Fund |
| FDIC Daily Savings | 1.01% | Best Savings Account Rate Survey |
| 6 Month CD |
0.91% |
Doral Bank |
| 6 Mo US Treasury |
0.14% |
US
Treasury Rate Quotes |
| US
Treasury Series I Bonds For the next 6 months |
1.76% |
Rate
is fixed for 6 months after purchase Current iBond Rates & I- Bonds Explained |
| 1 Year CD |
1.11% |
AloStar Bank & 1.05% @ AbleBanking |
| 1 Yr US Treasury |
0.18% |
US
Treasury Rate Quote |
| 2 Year CD |
1.50% | PenFed
CU & 1.30% @ NexBank
|
| 3 Year CD |
1.75% |
PenFed CU |
| 5 Year CD |
1.80% |
Nationwide Bank, PenFed CU & CIT Bank |
| 5 Yr US Treasury |
0.63% |
US
Treasury Rate Quote |
| 7 Year CD |
2.70%
|
Security Service CU |
| 10
Year CD |
2.00% |
Discover
Bank |
| 10
Yr US Treasury |
1.64% |
US
Treasury Rate Quote |
| 30
Yr US Treasury |
2.81% |
US
Treasury Rate Quote |
Vanguard
Money Market & US Treasury Rates shown for Reference
With
rates so low, banks will try to sell you their annuity
products. Make sure you read our article: Beware of Annuities.
