10-Year CD Rates

You can often get higher than advertised rates at your local branch if you do your homework. Print out the "Highest CD Rate Survey" and bring it in with you.

You can get 10 year CD paying 3.00% APY with FDIC insurance from Discover Bank.

From our March 12, 2009 article, this 10-yr CD from Discover Bank paid 2.89% last year.

The 10 year Treasury Bond is only paying 2.47%. See "US Treasury Rates at a Glance" for current US Treasury rates.

Current Best CD Rate Survey by Term

If you want to negotiate for better rates at your local bank, then print out some of the advertisements showing rates advertised on your bank's competing web sites so you have proof. (Make sure the date shows on your printout so they know it is current.)

Rates and terms may change so read the fine print and make sure you get FDIC insurance!!!!

Heritage Bank CD Rates

Current Certificate of Deposit (CD) rates and terms at Heritage Bank.

From Heritage Bank CD Rates:

==> " CD Rates at Heritage Bank " as of 10/04/10 <==

	Minimum Balance To Open the Account and To Obtain the Stated APY
	$1,000		$10,000		$50,000		$75,000
Term	Interest Rate	APY	Interest Rate	APY	Interest Rate	APY	Interest Rate	APY
91 Day	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%	0.10%
182 Day	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%	0.25%
12 Month		0.40%		0.40%		0.40%		0.40%
24 Month		0.75%		0.75%		0.75%		0.75%
36 Month		1.30%		1.40%		1.50%		1.50%
48 Month		1.60%		1.70%		1.80%		1.80%
60 Month		1.90%		2.00%		2.10%		2.10%

Current Certificate of Deposit (CD) rates and terms at Sallie Mae Bank. You can often get higher than advertised rates at your local Sallie Mae Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Sallie Mae Bank so you have proof.

Heritage Bank contact Information

==> CD Rates at Largest US Banks <==

Article: Beware of Annuities