Valley National Bank CD Rates

Current Certificate of Deposit (CD) rates and terms at Valley National Bank.

You can often get higher than advertised rates at your local Valley National Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you.  Ask them to match it.  They may match or come close as a way to get new funds into the branch.

Print out some of the rates advertised on web sites competing with Fremont Bank so you have proof.  

 ==> " CD Rates at Valley National Bank " as of  10/12/12  website <==

Term	APY %
6 Months	0.20
9 Months	0.25
12 Months	0.25
18 Months	0.35
24 Months	0.45
30 Months	0.55
36 Months	0.56
48 Months	0.57
60 Months	0.65
72 Months	0.66

 $500 min balance to open CD

 Current Valley National Bank CD Rates.

Top Rate Surveys:

• CD Rates at Largest US Banks
  
• Best Savings Account Rate Survey
  
• Highest CD Rate Survey by Term
  
  
• Make sure you read the article: Beware of Annuities

Fremont Bank CD Rates

Current Certificate of Deposit (CD) rates and terms at Fremont Bank. 

You can often get higher than advertised rates at your local Fremont Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you.  Ask them to match it.  They may match or come close as a way to get new funds into the branch.

Print out some of the rates advertised on web sites competing with Fremont Bank so you have proof.

==> CD Rates at Fremont Bank as of  10/12/12  website <== 

Term	Interest Rate	APY*	Interest Rate	APY*
	$2,500 up to $9,999*		$10,000 and Over*
1 Month	0.05%	0.05%	0.05%	0.05%
3 Month	0.05%	0.05%	0.05%	0.05%
6 Month	0.10%	0.10%	0.10%	0.10%
9 Month	0.10%	0.10%	0.10%	0.10%
1 Year	0.15%	0.15%	0.15%	0.15%
18 Month	0.20%	0.20%	0.20%	0.20%
2 Year	0.30%	0.30%	0.30%	0.30%
3 Year	0.40%	0.40%	0.40%	0.40%
4 Year	0.55%	0.55%	0.55%	0.55%
5 Year	0.75%	0.75%	0.75%	0.75%

Current Fremont Bank CD Rates 

Top Rate Surveys:

• CD Rates at Largest US Banks
  
• Best Savings Account Rate Survey
  
• Highest CD Rate Survey by Term
  
  
• Make sure you read the article: Beware of Annuities

Bob Brinker Marketimer Advice

Bob Brinker's Stock Market Advice and Answers to Model Portfolio Questions

BOB BRINKER’S CURRENT STOCK MARKET ADVICE

Caller: This caller read Bob’s latest Marketimer newsletter where Bob recommended that for new money to "dollar cost average during market weakness" and wanted clarification on why he said that.

Read a full report of Bob's answer at:

 Bob Brinker's Stock Market Outlook and Current Marketimer Portfolio Advice

More:

• Timer Digest: Top Market Timers List
  
• New I Bond Rates 
• AKREX - Akre Focus Retail Fund

Lowest CD Rates October 2012 Survey

Best CD Rates Survey

The top rate for a CDs this week is 2.67% at Security Service CU.  The best 1-YR CD is 1.10% at CIT Bank. (Clicks links for details)
 
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

For online savings, EverBank  is paying a Bonus 1.25% rate

With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."

Highest CD Rates Survey"  (for a $10,000 Certificate of Deposit)

Term	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Vanguard Daily	0.04%	Vanguard Prime Money Market Fund
Vanguard Tax Exempt	0.05%	Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings	1.25%	Best Savings Account Rate Survey
6 Month CD	0.92%	Doral Bank
6 Mo US Treasury	0.14%	US Treasury Rate Quote
US Treasury Series I Bonds	2.20%	Current iBond Rates &  I- Bonds Explained
1 Year CD	1.10%	CIT Bank
1 Yr US Treasury	0.16%	US Treasury Rate Quote
18 - Month CD	1.09%	Doral Bank
2 Year CD	1.25%	CIT Bank
3 Year CD	1.45%	Melrose CU  & 1.42% @ CIT Bank
5 Year CD	1.96%	Melrose CU & & 1.85% @ CIT Bank
5 Yr US Treasury	0.67%	US Treasury Rate Quote
7 Year CD	2.67%	Security Service CU
10 Year CD	2.10%	Discover Bank
10 Yr US Treasury	1.74%	US Treasury Rate Quote
30 Yr US Treasury	2.97%	US Treasury Rate Quote

Vanguard Money Market & US Treasury Rates shown for Reference

• Easy to Read Best CD Rate Survey
  
• US Treasury Rates at a Glance
  
• World Stock Markets at a Glance

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities