Thursday, September 26, 2013

CD Rates at HSBC Bank

Current Certificate of Deposit (CD) rates and terms at HSBC Bank. You can often get higher than advertised rates at your local HSBC Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with HSBC Bank so you have proof.               


These rate are all TOO LOW!!!
==> " CD Rates at HSBC Bank " as of 9/26/13 web site <== 


Term for 1,000 min APY
6 Months 0.01%
9 Months 0.01%
12 Months
0.01%
18 Months 0.05%
24 Months 0.05%
30 Months
0.10%
36 Months
0.10%
48 Months 0.15%




Top Rate Surveys:


Wells Fargo Bank CD Rates

Current Certificate of Deposit (CD) rates and terms at Wells Fargo Bank. You can often get higher than advertised rates at your local Wells Fargo Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Wells Fargo Bank so you have proof.
 ==> California CD Rates at Wells Fargo Bank as of 9/26/13 web site Data <== 
 Special CD Rates
$5,000 Min
CD Term APY
11 months
(Renews for 6)
0.15%
26 months
(Renews for 24)
0.20%
39 months
(Renews for 36)
0.30%
58 months
(Renews for 48)
0.50%

Standard CD Rates
$2,500 Min
CD Term APY
3 months 0.05%
6 months 0.05%
1 Year 0.05%


Top Rate Surveys:

Current Citi CD Rates Citibank CD Rates

Current Certificate of Deposit (CD) rates and terms at CitiBank. You can often get higher than advertised rates at your local Citi Bank branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with CitiBank so you have proof.           

==> "Citibank CD Rates" as of 9/26/13 web site for CA <== 
 $10,000 – $24,999.99
 TERM APY Interest Rate
3-month 0.05% 0.05%
4-month 0.05% 0.05%
5-month 0.05% 0.05%
6-month 0.10% 0.10%
7-month 0.10% 0.10%
8-month 0.10% 0.10%
9-month 0.15% 0.15%
10-month 0.15% 0.15%
12-month 0.20% 0.20%
13-month 0.20% 0.20%
18-month 0.25% 0.25%
2-year 0.25% 0.25%
30-month 0.25% 0.25%
3-year 0.35% 0.35%
4-year 0.35% 0.35%
5-year 0.50% 0.50%

Top Rate Surveys:

Current Chase Bank CD Rates

Current CD rates and terms at Chase Back. You can often get higher than advertised rates at your local JP Morgan Chase branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with JP Morgan Chase so you have proof.    

  ==> " CD Rates at Chase Bank" as of 9/26/13 web site <==

$1,000 - $9,999 Opening Deposit
CD Term
APY
1-Month
0.02%
2-Month
0.02%
3-Month
0.02%
6-Month
0.05%
9-Month
0.05%
12-Month
0.05%
15-Month
0.15%
18-Month
0.15%
21-Month
0.15%
24-Month
0.15%
30-Month
0.15%
36-Month
0.15%
42-Month
0.25%
48-Month
0.25%
60-Month
0.35%
84-Month
0.35%
120-Month
0.90%


 

Top Rate Surveys:

BofA CD Rates Bank of America

Current Certificate of Deposit (CD) rates and terms at Bank of America - BofA. You can often get higher than advertised rates at your local Bank of America branch if you do your homework. Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Bank of America so you have proof.  

Bank of America contact Information


==> " CD Rates at Bank of America - BofA " as of 9/26/13 web site <==


$10,000 - $24,999 Interest Rate APY
28 - 89 days 0.03% 0.03%
90 - 179 days 0.03% 0.03%
6 - 11 months 0.04% 0.04%
12 - 17 months 0.06% 0.06%
18 - 23 months 0.07% 0.07%
24 - 35 months 0.15% 0.15%
36 - 47 months 0.20% 0.20%
48 - 59 months 0.25% 0.25%
60 - 119 months 0.30% 0.30%
120 months 0.30% 0.30%


Top Rate Surveys:

Sunday, April 28, 2013

Highest CD Rate Survey - Top Yielding CDs

Best CD Rates Survey

The top rate for a CDs today is 2.18% at Pentagon Federal Credit Union (or PenFed CU).  The best 1-YR CD is 1.05% at GE Capital Retail Bank for $25,000. (Clicks links for details)
 
The table below shows the best CD rates for other terms. If that table is hard to read, then try Very Best CD Rates.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article "Beware of Annuities."


Highest CD Rates Survey for April 28, 2013
(for a $10,000 Certificate of Deposit)
Term
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Vanguard Daily0.01%Vanguard Prime Money Market Fund
Vanguard Tax Exempt 0.08%Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings1.01%Best Savings Account Rate Survey 
6 Month CD
0.90%
      Doral Bank  
6 Mo US Treasury0.09%US Treasury Rate Quotes
US Treasury Series I Bonds
For the next 6 months
1.76%Rate is fixed for 6 months after purchase
Current iBond Rates & I- Bonds Explained 
1 Year CD1.00%Colorado Federal Savings Bank  and 
1.05% at GE Capital Retail Bank for $25,000
1 Yr US Treasury0.12%US Treasury Rate Quote
2 Year CD1.21%Melrose Credit Union
3 Year CD1.46%Melrose Credit Union   
5 Year CD1.96%Melrose Credit Union   
5 Yr US Treasury0.68%US Treasury Rate Quote
7 Year CD2.18%   PenFed CU
10 Year CD2.00%Discover Bank 
10 Yr US Treasury1.70%US Treasury Rate Quote
30 Yr US Treasury2.87%US Treasury Rate Quote
 Vanguard Money Market & US Treasury Rates shown for Reference
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.