==> " Melrose Credit Union Certificates " <== as of 3/29/12 web site info
| Share and IRA Certificates | Rate | APY* |
| 1 Year | 1.10% | 1.10% |
| 2 Year | 1.35% | 1.36% |
| 3 Year | 1.85% | 1.86% |
| 4 Year | 2.05% | 2.07% |
| 5 Year | 2.25% | 2.27% |
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