Thursday, June 9, 2011

Best CD Rates -Top 1, 2, 3, 5, 7 & 10-yr CD Rates

The top rate for a certificate of deposit (CD) this week is at Security Service Federal Credit Union where you can get a 7-year certificate that currently pays 3.50% APY.

For shorter terms, Doral Bank has a 1-year CD with a 1.40% annual percentage rate.

The one year US Treasury rate is currently 0.21%.

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

The table below shows the best CD rates for other terms.

For Larger Text: If that table is hard to read, then try Very Best CD Rates.
where you can get a 7-year certificate that currently pays 3.50% APY.

"Highest CD Rates Survey for 6/8/11"
Term
Highest
Rate (APY)
Where?
(Click link for Full Rate Sheets)
Vanguard Daily
0.05%
Vanguard Prime Money Market Fund
Vanguard Tax Exempt
0.04%
Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings
1.15%
Best Savings Account Rate Survey
6 Month CD
1.12%
AloStar Bank merging into Nexity Bank
1 Year CD
1.40%
Doral Bank
1 Yr US Treasury
0.16%
US Treasury Rate Quote
18 - Month CD
1.35%
Aurora Bank
2 Year CD
1.66%
Melrose CU & 1.55% @ MetLife Bank
3 Year CD
2.50%
Security Service CU
4 Year CD
2.42%
Melrose CU & 2.25% @ Astoria Fed Savings
5 Year CD
3.00%
Security Service CU
5 Yr US Treasury
1.55%
US Treasury Rate Quote
7 Year CD
3.50%
Security Service CU & 2.75% PenFed CU
10 Year CD
3.00%
Discover Bank
10 Yr US Treasury
2.96%
US Treasury Rate Quote
30 Yr US Treasury
4.18%
US Treasury Rate Quote
Vanguard Money Market & US Treasury Rates shown for Reference

Related Information:
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.

Wednesday, February 16, 2011

Luther Burbank Savings CD Rates - 1.30%

Certificate of Deposit (CD) rates and terms at Luther Burbank Savings Bank. You can often get higher than advertised rates at your local Luther Burbank Savings Bank branch if you do your homework.

San Jose Mercury News Advertisement for today:

Term APY
12 Months
$10,000 minimum
1.30%

Current Rate Sheet from Today's Web site

Print out our "Highest CD Rate Survey" and bring it in with you. Print out some of the rates advertised on web sites competing with Luther Burbank Savings Bank so you have proof.

Luther Burbank Savings Bank contact Information