Wednesday, November 4, 2009

Bank of America CD Rates - Rates and Terms for CDs at BofA

CD Rates at Bank of America (BofA)

Current and Complete Survey at BofA CD Rates

High Yield Promotional CD/IRA
12 Month Term (Online Channel)
$5,000 CDs/$2,000 IRAs
Term
Rate APY
CD : 1.24 1.25
IRA : 1.69 1.70

Regular Rates as of 11/04/09:

$10,000 Rate %
APY %
CD 28-89 Days 0.30 0.30
CD 90-179 Days 0.45 0.45
CD 6-11 Months 0.50 0.50
CD 12-17 Months 0.95 0.95
CD 18-23 Months 1.00 1.00
CD 24-35 Months 1.99 2.01
CD 36-47 Months 2.28 2.30
CD 48-59 Months 2.72 2.75
CD 60-119 Months 2.97 3.01
CD 120 Months 3.45 3.51

Data current as of 11/04/09

Current and Complete Survey at BofA CD Rates

==> Best CD Rates with FDIC <==
A survey of large and small banks for best rates by term

=>CD Rates @ Largest US Banks<=
Best CD Rate Survey of the Top US Banks

Make sure you read the article
Beware of Annuities!!!



Thursday, September 10, 2009

Best Top Yielding Savings Account APY Rates

A survey of the best savings account rates for top paying savings accounts shows the top rate is at Tennessee Commerce Bank with only a $250 minimum opening balance to get the top rate of 2.30% APY.

With rates so high, don't be suckered by banks offering annuities. Make sure you read the article "Beware of Annuities" so you are well armed before you enter the bank seeking high rates.
Institution APY
%
Min Bal
to Open
Tennessee Commerce Bank
Franklin, TN
2.30 $250
UFBDirect.com
Irvine, CA
2.00 $500
OneWest Bank, FSB
Pasadena, CA
1.85 $10,000
Flagstar Bank
Troy, MI
1.81 $10,000
Heartland Bank Direct
St. Louis, MO
1.76 $500
Ally Bank
Midvale, UT
1.75 $0
Bank of Internet USA
San Diego, CA
1.75 $100

For more information about the above accounts, read the full survey at


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