Best CD Rate Survey

The top paying CD Rate with FDIC or NCUA insurance is  1.15% at  Doral Bank and Melrose CU.

The one year US Treasury rate (quote) is currently 0.16%.
 
With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities

The table below shows the best CD rates for other terms.

For Larger Text: If that table is hard to read, then try Very Best CD Rates.

"Highest CD Rates Survey"  (for a $10,000 Certificate of Deposit)

Term	Highest Rate (APY)	Where? (Click link for Full Rate Sheets)
Vanguard Daily	0.04%	Vanguard Prime Money Market Fund
Vanguard Tax Exempt	0.02%	Vanguard Tax Exempt Money Market Fund
FDIC Daily Savings	0.90%	Best Savings Account Rate Survey
6 Month CD	0.85%	AloStar Bank
6 Mo US Treasury	0.13%	US Treasury Rate Quote
1 Year CD	1.15%	Doral Bank & Melrose CU
1 Yr US Treasury	0.16%	US Treasury Rate Quote
18 - Month CD	1.16%	PenFed CU & 1.15% Doral Bank
2 Year CD	1.36%	Melrose CU
3 Year CD	1.86%	Melrose CU  & 1.50% Doral Bank
4 Year CD	2.07%	Melrose CU & 2.00% @ PenFed CU
5 Year CD	2.27%	Melrose CU & 1.80% @ Nationwide Bank
5 Yr US Treasury	0.82%	US Treasury Rate Quote
7 Year CD	2.81%	Security Service CU &  2.76% PenFed CU
10 Year CD	2.45%	Discover Bank
10 Yr US Treasury	1.97%	US Treasury Rate Quote
30 Yr US Treasury	3.12%	US Treasury Rate Quote

Vanguard Money Market & US Treasury Rates shown for Reference


Related Information:

• Historical CD Rate Graphs
  
• Historical Mortgage Rates
  
• World Stock Markets at a Glance
  
• Easy to Read Best CD Rate Survey

With rates so low, banks will try to sell you their annuity products. Make sure you read our article: Beware of Annuities.

• Quotes: US Treasury Rate Quotes
  
• Graphs: US Treasury Rates at a Glance