Wednesday, November 26, 2008

Treasury Direct Rates - Note, Bond, and TIPS

Recent US Treasury Note, Bond, and TIPS Auction Results
Security Term -Type- Issue
Date
Maturity
Date
Interest
Rate %
-Yield-
%
CUSIP
2-YEAR
NOTE 12-01-200811-30-20101.2501.269912828JS0
5-YEAR
NOTE12-01-200811-30-20132.0002.110912828JT8
3-YEAR
NOTE11-17-200811-15-20111.7501.800912828JU5
10-YEAR
NOTE11-17-200811-15-20183.7503.783912828JR2
29-YEAR6-MONTHBOND11-17-200805-15-20384.5004.310912810PX0
2-YEAR
NOTE10-31-200810-31-20101.5001.600912828JP6
4-YEAR6-MONTHTIPS10-31-200804-15-20130.6253.270912828HW3
5-YEAR
NOTE10-31-200810-31-20132.7502.825912828JQ4
6-YEAR4-MONTHNOTE10-15-200802-15-20154.0003.228912828DM9
6-YEAR7-MONTHNOTE10-15-200805-15-20154.1253.310912828DV9
6-YEAR10-MONTHNOTE10-15-200808-15-20154.2503.440912828EE6
9-YEAR4-MONTHNOTE10-15-200802-15-20183.5003.790912828HR4
9-YEAR9-MONTHTIPS10-15-200807-15-20181.3752.850912828JE1
2-YEAR
NOTE09-30-200809-30-20102.0002.115912828JL5
5-YEAR
NOTE09-30-200809-30-20133.1253.129912828JM3
9-YEAR11-MONTHNOTE09-15-200808-15-20184.0003.628912828JH4
2-YEAR
NOTE09-02-200808-31-20102.3752.380912828JJ0
5-YEAR
NOTE09-02-200808-31-20133.1253.129912828JK7
10-YEAR
NOTE08-15-200808-15-20184.0004.075912828JH4
29-YEAR9-MONTHBOND08-15-200805-15-20384.5004.609912810PX0
2-YEAR
NOTE07-31-200807-31-20102.7502.820912828JF8
5-YEAR
NOTE07-31-200807-31-20133.3753.440912828JG6
*19-YEAR6-MONTHTIPS07-31-200801-15-20281.7502.219912810PV4
10-YEAR
TIPS07-15-200807-15-20181.3751.485912828JE1
2-YEAR
NOTE06-30-200806-30-20102.8752.922912828JC5
5-YEAR
NOTE06-30-200806-30-20133.3753.440912828JD3
9-YEAR11-MONTHNOTE06-16-200805-15-20183.8754.225912828HZ6
2-YEAR
NOTE06-02-200805-31-20102.6252.640912828JA9
5-YEAR
NOTE06-02-200805-31-20133.5003.520912828JB7
10-YEAR
NOTE05-15-200805-15-20183.8753.937912828HZ6
29-YEAR9-MONTHBOND05-15-200802-15-20384.3754.599912810PW2
2-YEAR
NOTE04-30-200804-30-20102.1252.225912828HX1
5-YEAR
TIPS04-30-200804-15-20130.6250.745912828HW3
5-YEAR
NOTE04-30-200804-30-20133.1253.159912828HY9
9-YEAR9-MONTHTIPS04-15-200801-15-20181.6251.250912828HN3
2-YEAR
NOTE03-31-200803-31-20101.7501.761912828HU7
5-YEAR
NOTE03-31-200803-31-20132.5002.595912828HV5
9-YEAR11-MONTHNOTE03-17-200802-15-20183.5003.510912828HR4
2-YEAR
NOTE02-29-200802-28-20102.0002.045912828HS2
5-YEAR
NOTE02-29-200802-28-20132.7502.755912828HT0

* Denotes TIPS bond; all other TIPS without asterisks are notes

Get our estimate for US Treasury Rates at the next auction in "The Retirement Advisor."

FREE=> 2009 SAMPLE Issue <== FREE

Treasury Direct Rates - Treasury Bills

Recent US Treasury Bill Auction Results

Security
Term
Issue
Date
Maturity
Date
Discount
Rate %
Investment
Rate %
CUSIP
4-WEEK11-28-200812-26-20080.0500.051 912795J44
13-WEEK11-28-200802-26-20090.1500.152912795K59
26-WEEK11-28-200805-28-20090.4900.498912795M24
328-DAY11-28-200810-22-20091.0001.021912795S44
4-WEEK11-20-200812-18-20080.1000.101912795J36
13-WEEK11-20-200802-19-20090.1500.152912795K42
26-WEEK11-20-200805-21-20090.8400.855912795L90
52-WEEK11-20-200811-19-20091.0401.063912795S51
254-DAY11-18-200807-30-20091.0501.071912795Q95
182-DAY11-14-200805-15-20090.9901.009912795V32
4-WEEK11-13-200812-11-20080.0700.071912795J28
13-WEEK11-13-200802-12-20090.3550.360912795K34
26-WEEK11-13-200805-14-20090.9901.009912795L82
4-WEEK11-06-200812-04-20080.3200.325912795H95
77-DAY11-06-200801-22-20090.4200.426912795J85
13-WEEK11-06-200802-05-20090.5300.538912795K26
26-WEEK11-06-200805-07-20091.1001.122912795L74
238-DAY11-06-200807-02-20091.3301.358912795Q87
4-WEEK10-30-200811-28-20080.4400.446912795H87
64-DAY10-30-200801-02-20090.7000.711912795J51
13-WEEK10-30-200801-29-20090.9000.915912795J93
26-WEEK10-30-200804-30-20091.4001.430912795L66
4-WEEK10-23-200811-20-20080.7000.710912795H79
13-WEEK10-23-200801-22-20091.2501.271912795J85
98-DAY10-23-200801-29-20091.2401.261912795J93
26-WEEK10-23-200804-23-20091.8001.842912795L58
52-WEEK10-23-200810-22-20091.7201.767912795S44
225-DAY10-22-200806-04-20091.6001.636912795Q79
74-DAY10-20-200801-02-20090.8000.812912795J51
94-DAY10-20-200801-22-20090.9300.945912795J85
191-DAY10-20-200804-29-20091.3501.378912795T92
247-DAY10-20-200806-24-20091.3501.379912795U25
4-WEEK10-16-200811-13-20080.1000.101912795H61
63-DAY10-16-200812-18-20080.4900.497912795J36
13-WEEK10-16-200801-15-20090.5000.508912795J77
26-WEEK10-16-200804-16-20091.1001.122912795L41
97-DAY10-10-200801-15-20090.8000.813912795J77
4-WEEK10-09-200811-06-20080.6800.690912795H53
63-DAY10-09-200812-11-20080.7700.782912795J28
13-WEEK10-09-200801-08-20090.4600.467912795J69

Effective with the 11/2/98 auction, all bills are auctioned using the single-priced method.

Tuesday, November 25, 2008

5.0% APY CD from 1st Source Bank

You can now get a 5.0% APY CD from 1st Source Bank of South Bend, Indiana.

We just updated our survey of the Very Best CD Rates with FDIC at:

*==> Very Best CD Rates with FDIC <== *

We found 1st Source Bank of South Bend, Indiana has the highest CD rate of 5.00% for a 6-year term with only a $500 minimum deposit.

==> " CD Rates at 1st Source Bank " as of 11/25/08 <==
Certificates of Deposit for Internet users:

7 day 0.5% APY $25,000 minimum
32 day 0.5% APY $2,500 minimum
91 day 2.02% APY $2,500 minimum
182 day 2.26% APY $2,500 minimum
1 year 3.7% APY $500 minimum
18 month 4.02% APY $500 minimum
2 year 4.51% APY $5,000 minimum
3 year 4.8% APY $500 minimum
4 year 4.8% APY $500 minimum
5 year 4.8% APY $500 minimum
6 year 5% APY $500 minimum

For more information, see 1st Source Bank

Wednesday, November 19, 2008

Agency/GSE Offerings from Fidelity

Fidelity Fixed Income New Issues: Agency/GSE the week of 11/17/2008
Fidelity is pleased to announce this week?s New Issue Agency / GSE offerings:

Name Coupon Maturity Rating Call Price
__________________________ Protected _____
FFCB 3.00% 11/17/10 Aaa/AAA* No** 100.00
FNMA 3.25% 12/02/10 Aaa/AAA* No** 100.00
FFCB 3.50% 05/25/11 Aaa/AAA* No** 100.00
FFCB 4.05% 11/20/12 Aaa/AAA* No** 100.00
FHLMC 5.00% 12/02/14 Aaa/AAA* No** 100.00
FFCB 5.50% 11/25/15 Aaa/AAA* No** 100.00
FHLMC 5.80% 12/03/18 Aaa/AAA* No** 100.00

FFCB = Federal Farm Credit Bank http://www.farmcredit-ffcb.com/
FNMA = Fannie Mae, The Federal National Mortgage Association http://www.fanniemae.com/
FHLMC = Freddie Mac, Federal Home Loan Mortgage Corporation. http://www.freddiemac.com/

*Moodys/S&P Ratings
** * Call Protected "Yes" means the bond is not callable. Call Protected "No" means the bond is callable.

Please refer to http://www.fidelity.com/newissueagencies on Fidelity.com for more information or to place an order. Phone: (800) 544-5372.

Quantities of new issues are limited and orders will be filled on a first come first serve basis. Prices may fluctuate due to market conditions. See Fidelity web site for risk information.

Thursday, November 6, 2008

4.00% APY 6-Month CD at HSBC Bank

HSBC Bank has a special 4.00% APY six month CD with FDIC insurance up to $250,000.

You can also get an online savings account that pays 3.00%.

Other rates and terms:

==> " CD Rates at HSBC Bank " as of 11/06/08 <==

Online Products Minimum
Balance To
Open
Minimum Balance
To Obtain APY
Annual
Percentage
Yields (APYs)
CHECKING
HSBC Premier Checking * $1 $5 0.10%
Plus Checking * $1 $5 0.06%
Online Savings * $1 $.01 or more 3.00%
CDs
3 Months ** $1,000 $1,000 1.75%
4 Months ** $1,000 $1,000 1.75%
6 Months ** $1,000 $1,000 4.00%***
7 Months ** $1,000 $1,000 3.50%***
8 Months
$1,000 $1,000 1.75%
9 Months ** $1,000 $1,000 1.75%
11 Months ** $1,000 $1,000 1.75%
1 Year plus 1 day ** $1,000 $1,000 1.75%
13 Months ** $1,000 $1,000 1.75%
15 Month ** $1,000 $1,000 1.75%
2 Years ** $1,000 $1,000 1.75%

For better formatting and easier to read table, click here.

Special CD Rate Details:

* The APY associated with these products is subject to change after account opening. Fees may reduce earnings on the account. These balance requirements and APYs will apply only to accounts opened through this Internet site.

** The APYs are for Certificates of Deposit of less than $100,000. A penalty may be imposed for early withdrawal. These balance requirements and APYs will apply only to accounts opened through this Internet site.

*** Annual Percentage Yield (APY) is accurate as of October 21, 2008. Rate is only good online and for new money. New money means funds not previously held by any member of the HSBC Group. A penalty may be imposed for early withdrawal. Minimum balance to open and obtain APY is $1,000. Offer applies for initial term of qualifying HSBC CDs. This offer cannot be combined with other promotional offers and is non-transferable. Offer subject to change without notice.

See the latest update survey of:

Tuesday, November 4, 2008

4.00% APY 1-Year CD at Comerica Bank

Comerica Bank has a special 4.00% APY 1-year CD with FDIC insurance up to $250,000.

Special CD Rate Details

  • 4.00% APY1
    • 12 month term
    • $2,500 minimum deposit
    • Checking account required
    • 800-589-1400

Funds are FDIC insured to the maximum amount allowed by law.

You can also get a 4.00% 1-Year CD at Wachovia Bank with no checking account restriction with only a $1,000 minimum deposit.

Comerica Bank DISCLOSURES:
1 Annual Percentage Yield (APY) is available for a limited time on retail and business accounts, and is accurate as of October 1, 2008. Funds are FDIC insured up to the maximum amount allowed by law. Package account bonuses, coupons or special rates cannot be combined with this offer. A Comerica checking account is required in order to take advantage of this offer. Special offer is subject to change without notice at the Bank’s discretion. To receive this APY, a minimum deposit of $2,500 is required. Maximum deposit of $5,000,000. Fees may reduce earnings. Substantial penalty for early withdrawal.